Retail Risk Associate

hace 2 meses

Madrid, España Bbva A tiempo completo

Area: GLOBAL RISK MANAGEMENT Deadline for applying: 9/29/2024 Company: 001 What are we looking for? About you

We are looking for an enthusiastic person, who has the following characteristics:

Team work spirit in a multinational environment with constant coordination/communication with regional and global teams. Strong organizational and project management skills to manage different tasks with competing deadlines. Analytical mindset, transforming data into key messages. Exceptional problem-solving skills and strong attention to detail. Ability to explain complex topics in a simple and clear manner. Proactivity and autonomy to develop different lines of work. Flexible and interested in innovating and embarking on new projects and new ways of working. Qualifications

We are looking for graduates in Maths, Physics, Data Science, Engineering, Actuarial Science, Statistics, Economics or Management. Some aspects that may be valued:

Master's degree, postgraduate or PhD degree or equivalent background in a quantitative discipline. 1-7 years of experience in credit risk, finance, banking regulation or engineering. Experience in managing/analysing credit risk products and financial risk regulation. Experience developing and/or integrating scoring models and understanding of credit risk parameters (PD/LGD) is a plus. Knowledge of risk processes (admission, monitoring and collections) is a plus. English B2, C1 is a plus. Strong analytical and data science skills to transform datasets into valuable insights through the analysis, management and visualization with BI tools (SQL, Python, Microstrategy) is a plus. Advanced skills in Office package (PowerPoint, Word, Excel) and Google Office tools. Overview We are BBVA, a global bank with more than 75 million customers and a footprint that extends across more than 30 countries. We work to help people make the best financial decisions and bring the age of opportunity to everyone. We are guided by our values: the customer comes first, we think big and we are one team.

The Global Risk Management (GRM) unit has a clear strategy aimed at achieving risk adjusted profitability and recurrent value creation; using a model portfolio approach to manage the group's activity as a basis for a better capital and a better risk management digitization framework.

You will join the GRM Retail Risk Core Service in the GRM area. We are a multidisciplinary team with 21 members working in close coordination with the local risk teams located in each of the countries where BBVA operates. Our main goal is to set and manage the Global Risk Appetite Strategy for Retail portfolios, covering the full credit life cycle (admission, monitoring and collections), thus guiding the Group's strategy of profitable growth. We also collaborate with other Risk teams, such as GRM Analytics, and Global Portfolio Management, as well as with Client Solutions in supporting the development of business growth initiatives for retail portfolios.

About the job

Based in Madrid, the successful candidate will join the GRM Retail Risk holding area as an Open Market and New Digital Businesses associate and will assume hands-on responsibility in the support to Client Solutions in the definition of profitable business growth initiatives for retail portfolios across the BBVA Group; developing a strategic vision, promoting best practices, homogenizing risk criteria and analysis, and supporting risk and business areas in all associated initiatives. These are some of the main tasks:

Collaborative work with the retail risk and business teams in the geographies to assess and support the development of risk management strategies and initiatives. Homogenization of risk criteria and processes to support the development and monitoring of business growth initiatives. Definition of best practices from a risk perspective. Monitoring and assessment of the risk and profitability of the business growth initiatives. Participation in credit risk appetite strategy definition for the retail portfolios, elaborating the origination frameworks which apply to all the business areas of the Group. Set model use criteria and guidance, supporting local retail teams. In coordination with the Analytics team, design the global strategy of models' development. Analysis of the impact of IFRS9 and economic capital on the management of retail portfolios, in particular on new origination decisions. Establishment of retail credit risk management criteria based on external regulations. Preparation of monitoring reports and reporting of the Group's retail portfolios and initiatives for presentation to the senior management.

#J-18808-Ljbffr

  • Retail Risk Associate

    hace 2 meses

    Madrid, España Bbva A tiempo completo

    Area:GLOBAL RISK MANAGEMENTDeadline for applying:9/29/2024Company:001What are we looking for?About youWe are looking for an enthusiastic person, who has the following characteristics:Team work spirit in a multinational environment with constant coordination/communication with regional and global teams.Strong organizational and project management skills to...

  • Retail Risk Associate

    hace 2 meses

    Madrid, España BBVA A tiempo completo

    **Area**: **GLOBAL RISK MANAGEMENT** **Deadline for applying**: **9/29/2024** **Company**: **001** **What are we looking for?** About you We are looking for an enthusiastic person, who has the following characteristics: - Team work spirit in a multinational environment with constant coordination/communication with regional and global teams. - Strong...

  • Retail Risk Associate

    hace 2 meses

    Madrid, España Bbva A tiempo completo

    .Area:GLOBAL RISK MANAGEMENTDeadline for applying:9/29/2024Company:001What are we looking for?About youWe are looking for an enthusiastic person, who has the following characteristics:Team work spirit in a multinational environment with constant coordination/communication with regional and global teams.Strong organizational and project management skills to...

  • Risk Management Associate

    hace 1 mes

    Madrid, Madrid, España Bbva A tiempo completo

    About the RoleWe are seeking a highly skilled Risk Management Associate to join our Global Risk Management team at Bbva. As a key member of our team, you will be responsible for supporting the development and implementation of risk management strategies across our retail portfolios.Key ResponsibilitiesCollaborate with retail risk and business teams to assess...

  • Risk Management Associate

    hace 1 mes

    Madrid, Madrid, España Bbva A tiempo completo

    About the RoleWe are seeking a highly skilled Risk Management Associate to join our Global Risk Management team at Bbva. As a key member of our team, you will be responsible for supporting the development and implementation of risk management strategies across our retail portfolios.Key ResponsibilitiesCollaborate with retail risk and business teams to assess...

  • Risk Management Specialist

    hace 1 mes

    Madrid, Madrid, España Bbva A tiempo completo

    About UsBbva is a global bank with a presence in over 30 countries, serving more than 75 million customers. Our mission is to help people make informed financial decisions and bring about a new era of opportunity.Our ValuesWe are guided by three core values: the customer comes first, we think big, and we are one team. These values drive our strategy and...

  • Risk Management Specialist

    hace 1 mes

    Madrid, Madrid, España Bbva A tiempo completo

    About UsBbva is a global bank with a presence in over 30 countries, serving more than 75 million customers. Our mission is to help people make informed financial decisions and bring about a new era of opportunity.Our ValuesWe are guided by three core values: the customer comes first, we think big, and we are one team. These values drive our strategy and...

  • Converse Retail Sales Associate

    hace 3 semanas

    Madrid, Madrid, España Converse A tiempo completo

    At Converse, we're looking for talented individuals to join our retail team as Sales Associates. As a Sales Associate, you'll play a key role in providing exceptional customer service and helping our customers find the perfect products.Key Responsibilities:Provide premium brand experiences to customers through product knowledge and exceptional customer...

  • Retail Receiving Associate

    hace 2 semanas

    Madrid, España Importante Empresa A tiempo completo

    Overview: New Store Opening in Carolina, Puerto Rico in October 2021! During these unprecedented times, we recognize our role in helping to bring communities back to life. As a caring company, the health and well-being of our associates and customers remain our top priority. As we begin to re-open our stores, we are following the recommendations by federal,...

  • Nike Retail Store Associate

    hace 4 semanas

    Madrid, Madrid, España Nike A tiempo completo

    Join the Nike Team as a Retail Store AssociateWe are seeking a highly motivated and customer-focused Retail Store Associate to join our team at Nike. As a key member of our retail team, you will be responsible for providing exceptional customer service, maintaining a high level of product knowledge, and contributing to a positive and inclusive store...

  • Retail Sales Associate

    hace 4 semanas

    Madrid, Madrid, España Cartier A tiempo completo

    Immerse Yourself in the World of LuxuryAs a Retail Internship candidate at Cartier, you'll embark on an unforgettable journey within our European region. Our 7 distinct markets offer a unique blend of cultures and clienteles, providing a rich backdrop for your professional growth.Within our boutiques, you'll gain a firsthand understanding of our operations...

  • Retail Sales Associate

    hace 4 semanas

    Madrid, Madrid, España Cartier A tiempo completo

    Immerse Yourself in the World of LuxuryAs a Retail Internship candidate at Cartier, you'll embark on an unforgettable journey within our European region. Our 7 distinct markets offer a unique blend of cultures and clienteles, providing a rich backdrop for your professional growth.Within our boutiques, you'll gain a firsthand understanding of our operations...

  • Retail Sales Associate

    hace 1 mes

    Madrid, Madrid, España Cartier A tiempo completo

    Immerse Yourself in the World of LuxuryAs a Retail Internship candidate at Cartier, you'll embark on an unforgettable journey within our European region. Our 7 distinct markets offer a unique blend of cultures and clienteles, providing a rich backdrop for your professional growth.Within our boutiques, you'll gain a firsthand understanding of our operations...

  • Retail Sales Associate

    hace 1 mes

    Madrid, Madrid, España Cartier A tiempo completo

    Immerse Yourself in the World of LuxuryAs a Retail Internship candidate at Cartier, you'll embark on an unforgettable journey within our European region. Our 7 distinct markets offer a unique blend of cultures and clienteles, providing a rich backdrop for your professional growth.Within our boutiques, you'll gain a firsthand understanding of our operations...

  • Sales Associate

    hace 3 semanas

    Madrid, Madrid, España 317 Elite Sales Team A tiempo completo

    About 317 Elite Sales TeamWe are a dynamic and innovative fashion brand committed to transforming the world of fashion retail. Our team is passionate about creating meaningful connections with our customers and bringing our values and philosophy to life.The RoleWe are seeking a highly motivated and enthusiastic Sales Associate to join our team. As a Sales...

  • Converse Retail Sales Associate

    hace 4 semanas

    Madrid, Madrid, España Converse A tiempo completo

    Join the Converse TeamWe're looking for a talented Sales Associate to join our team at Converse. As a Sales Associate, you will be responsible for providing exceptional customer service, maintaining a high level of product knowledge, and driving sales growth in our retail stores.Key Responsibilities:Provide outstanding customer service and ensure a positive...

  • Retail Sales Associate

    hace 4 semanas

    Madrid, Madrid, España Cartier A tiempo completo

    Unlock Your Potential with CartierYou'll be fully integrated into one of our Cartier Boutiques across Europe, where you'll gain a firsthand understanding of how our boutiques operate and contribute to the success of our Maison. This immersive experience will place you at the heart of the Cartier Maison, allowing you to develop strong relationships with our...

  • Retail Sales Associate with Multilingual Skills

    hace 3 semanas

    Madrid, Madrid, España Eurofirms A tiempo completo

    Job Opportunity: Retail Sales AssociateWe are seeking a highly skilled Retail Sales Associate to join our team at Eurofirms Services. As a key member of our retail team, you will be responsible for assisting new product launches, managing point of sale materials, and tracking product launch progress.Key Responsibilities:Assist in the launch of new products...

  • Retail Stores Associate II

    hace 4 semanas

    Madrid, Madrid, España Converse A tiempo completo

    About ConverseConverse is a global leader in the design, development, and marketing of casual footwear and apparel. Our mission is to inspire self-expression and creativity through our products and experiences.Job SummaryWe are seeking a highly motivated and customer-focused Retail Stores Associate II to join our team at Converse. As a Retail Stores...

  • Retail Stores Associate II

    hace 4 semanas

    Madrid, Madrid, España Converse A tiempo completo

    About ConverseConverse is a global leader in the design, development, and marketing of casual footwear and apparel. Our mission is to inspire self-expression and creativity through our products and experiences.Job SummaryWe are seeking a highly motivated and customer-focused Retail Stores Associate II to join our team at Converse. As a Retail Stores...