Portfolio Credit Risk Management

Encontrado en: beBee jobs ES - hace 2 semanas

Boadilla del Monte, Madrid, España Santander A tiempo completo

Country: Spain

Santander Consumer Finance Head Quarter is looking for a Portfolio Credit Risk Management for the Automotive Sector, based in our Boadilla del Monte (Madrid) office.

WHY YOU SHOULD CONSIDER THIS OPPORTUNITY

At Santander ) we are key players in the transformation of the financial sector. Do you want to join us?

Santander Consumer Finance focuses on business development related to consumer finance products, sales channels and commercial agreements with dealers, vehicle manufacturers or retail distribution establishments, as well as commercial functions associated with direct sales (branches, call centers or digital channels) and indirect sales (through third parties) of consumer finance products.

Santander is proud of being an organization where there are equal opportunities regardless of gender identity, culture and disability. Our mission is to contribute to help more people and business prosper. We embrace a strong risk culture and all of our professionals at all levels are expected to take a proactive and responsible approach toward risk management.

What You Will Be Doing

As a Portfolio Credit Risk Management Specialist for the Automotive Sector, you will join our dynamic team in the heart of Consumer Finance within the automotive sector.

We need someone like you to help us in different fronts:

  • Assist multiple European and Non-European countries to enhance credit risk management activities. Collaborate with diverse central and country teams ensuring an optimal execution of local risk strategies with the goal of maximizing credit portfolios quality and profitability.
  • Collaborate with business development functions to assess risk appetite for potential commercial agreements and corporate deals (new JVs, portfolio acquisitions, M&A operations, etc.) providing valuable insights to shape risk strategies aligned with business objectives.
  • Support the development of disruptive risk strategies to address emerging market needs, contribute ideas and insights to stay ahead of market trends.
  • Provide active support to local countries in shaping and executing retail risk strategies for automotive credit portfolios identifying deviations and proposing proactive solutions to maintain defined targets aligned with the risk appetite of the company.
  • Ensuring the local execution of credit risk management practices according to corporate criteria and operational model, identifying strengths and weaknesses of local units' capacities. Coordinate Corporate Policies implementation with particular focus on Auto Financing products.

Experience

  • Ideally, 5-7 years of experience in risk functions connected to automotive sector, however also well balanced and ambitious profiles (e.g. consulting) are welcome to apply.
  • Proven experience in at least one of these fields: Risk Portfolio Oversight / Car Financing and risk management / Credit risk decision strategies / Risk Based Pricing / Profitability Optimization in Automotive Industries.
  • Experience in dealing with transversal teams' functions (Business / IT / Operations / Etc.) and managing cross-country projects.

EDUCATION

  • MSc in Business / Economics / Engineering / Statistics / Mathematics is required.
  • Additional education (e.g. MBA, relevant specific masters) is preferred.

Skills & Knowledge

  • Project Management skills: being able to support core central projects with capabilities to react effectively to potential goals / task changes.
  • Strategic mindset and ability to catch the bigger picture, excellent analytical and problem-solving skills.
  • Great attitude and capability to work in an international environment, interacting with different stakeholders and cultures.
  • Advanced level of Office Package required; complementary skills in handling Data Analytics tools (e.g. Power BI / QlikView / etc.) is preferred
  • Finance & Accounting fundamentals.
  • Advanced level of English is required. Additional Spanish knowledge is appreciated.

If you want to know more about us, follow us on

  • scib cash equity portfolio manager

    Encontrado en: beBee jobs ES - hace 2 semanas

    Boadilla del Monte, Madrid, España Santander A tiempo completo

    Country: SpainWHAT YOU WILL BE DOINGSCIB MARKETS is looking for a CASH EQUITY PORTFOLIO MANAGER, based in our BOADILLA DEL MONTE office.WHY YOU SHOULD CONSIDER THIS OPPORTUNITYAt Santander CIB ) we are key players in the transformation of the financial sector. Do you want to join us?Santander Corporate & Investment Banking (SCIB) is Santander's global...

  • Decision Strategy and Statistical Analysis Sr Analyst

    Encontrado en: beBee jobs ES - hace 2 semanas

    Boadilla del Monte, Madrid, España Santander A tiempo completo

    Decision Strategy and Statistical Analysis Sr Analyst - SCFCountry: SpainSantander Consumer Finance is looking for a Decision Strategy and Statistical Analysis Sr Analyst, based in our Boadilla del Monte office.WHY YOU SHOULD CONSIDER THIS OPPORTUNITYAt Santander ) we are key players in the transformation of the financial sector. Do you want to join...

  • SCIB Methodology Data Analytics

    Encontrado en: beBee jobs ES - hace 2 semanas

    Boadilla del Monte, Madrid, España Santander A tiempo completo

    SCIB Methodology Data Analytics & Models AnalystCountry: SpainSCIB Models&Data is looking for a Senior Risk Modeling Analyst, based in our Boadilla del Monte office.WHY YOU SHOULD CONSIDER THIS OPPORTUNITYAt Santander ) we are key players in the transformation of the financial sector. Do you want to join us?Credit Risk, Interest Rate Risk, liquidity risk,...

  • Digital Operational Resilience

    Encontrado en: beBee jobs ES - hace 2 semanas

    Boadilla del Monte, Madrid, España Santander A tiempo completo

    Country: SpainSantander Consumer Finance HQ is looking for a Digital Operational Resilience & Emerging Risk Control Senior Analyst based in our Headquarters in Boadilla del Monte (Madrid).WHY YOU SHOULD CONSIDER THIS OPPORTUNITYAt Santander ) we are key players in the transformation of the financial sector. Do you want to join us?Santander Consumer Finance...

  • Processes and Projects Sr Analyst

    Encontrado en: beBee jobs ES - hace 2 semanas

    Boadilla del Monte, Madrid, España Santander A tiempo completo

    Country: SpainSantander Consumer Finance HQ is looking for a Senior Analyst Processes and Projects in Operations, based in our Headquarter Office in Boadilla del Monte.WHY YOU SHOULD CONSIDER THIS OPPORTUNITYAt Santander ) we are key players in the transformation of the financial sector. Do you want to join us?Santander Consumer Finance focuses on business...

  • Senior Analyst Operations

    Encontrado en: beBee jobs ES - hace 2 semanas

    Boadilla del Monte, Madrid, España Santander A tiempo completo

    Country: SpainSantander Consumer Finance HQ is looking for an Senior Analyst Operations, based in our Headquarter Office in Boadilla del Monte.WHY YOU SHOULD CONSIDER THIS OPPORTUNITYAt Santander ) we are key players in the transformation of the financial sector. Do you want to join us?Santander Consumer Finance focuses on business development related to...

  • Portfolio Credit Risk Management

    Encontrado en: Talent ES C2 - hace 1 semana

    Boadilla del Monte, España Santander A tiempo completo

    Portfolio Credit Risk Management - SCF HQCountry: Spain Santander Consumer Finance Head Quarter is looking for a Portfolio Credit Risk Management for the Automotive Sector, based in our Boadilla del Monte (Madrid) office. WHY YOU SHOULD CONSIDER THIS OPPORTUNITY At Santander () we are key players in the transformation of the financial sector. Do you...

  • Credit Risk Internal Validation Analyst

    hace 5 días

    Boadilla del Monte, España Santander A tiempo completo

    Credit Risk Internal Validation Analyst Country: Spain **WHAT YOU WILL BE DOING** **RISKS **is looking for a **CREDIT RISK INTERNAL VALIDATION ANALYST **, based in our BOADILLA DEL MONTE (HEADQUARTERS) office. **WHY YOU SHOULD CONSIDER THIS OPPORTUNITY** **Credit Risk, Interest Rate Risk, liquidity risk, operational risk, reputational risk**There are...

  • Senior Credit Risk Analyst

    hace 6 días

    Boadilla del Monte, España Santander A tiempo completo

    Senior Credit Risk Analyst - SCF HQ Country: Spain **WHAT YOU WILL BE DOING** **Santander Consumer Finance HQ (SCF HQ) is looking for a **Senior Credit Risk Analyst **based in our Boadilla del Monte office (Headquarters).** **WHY YOU SHOULD CONSIDER THIS OPPORTUNITY** **Santander Consumer Finance **focuses on business development related to consumer...

  • Model & Forecasting Credit Risk Sr. Analyst I

    hace 5 días

    Boadilla del Monte, España Santander A tiempo completo

    Model & Forecasting Credit Risk Sr. Analyst I Country: Spain **WHAT YOU WILL BE DOING** **SCIB is looking for a Model & Forecasting Credit Risk Sr. Analyst I based in our BOADILLA DEL MONTE (HEADQUARTERS) office.** **WHY YOU SHOULD CONSIDER THIS OPPORTUNITY** **Santander Corporate & Investment Banking (SCIB) **is Santander's global division that...

  • Scib Risk Analyst

    hace 1 semana

    Boadilla del Monte, España Santander A tiempo completo

    SCIB Risk Analyst Country: Spain **SCIB is looking for a **SCIB Risk Analyst **, based in our Boadilla del Monte office.** **WHY YOU SHOULD CONSIDER THIS OPPORTUNITY** **Santander Corporate & Investment Banking (SCIB) **is Santander's global division that supports some of the world's most complex and sophisticated corporate and institutional clients,...

  • Model Validation

    Encontrado en: beBee S ES - hace 4 semanas

    Del Monte, España Santander A tiempo completo

    Model Validation - Credit Risk SpecialistCountry: SpainAt Santander (www.santander.com) we are key players in the transformation of the financial sector. Do you want to join us? Credit Risk, Interest Rate Risk, liquidity risk, operational risk, reputational risk... There are many types of risks, that's why it analysis and quantification is key for our...

  • Credit Risk Governance and Regulatory Assurance Senior Analyst

    Encontrado en: Talent ES C2 - hace 1 semana

    Boadilla del Monte, España Santander A tiempo completo

    Credit Risk Governance and Regulatory Assurance Senior AnalystCountry: Spain RIESGOS está buscando un/a Credit Risk Governance and Regulatory Assurance Senior Analyst para nuestras oficinas en Boadilla del Monte POR QUÉ DEBERÍAS CONSIDERAR ESTA OPORTUNIDAD En Santander () somos actores principales en la transformación del sector financiero....

  • Admission Corporate Credit Risk

    Encontrado en: Talent ES C2 - hace 1 semana

    Boadilla del Monte, España Santander A tiempo completo

    Admission Corporate Credit RiskCountry: Spain ADMISSION CORPORATE CREDIT RISK Responsable del análisis sectorial de las carteras de Banca Mayorista, validación de ratings, coordinación en la admisión de operaciones de riesgos que exceden de las facultades locales, y seguimiento de clientes y trasladar a las unidades políticas de riesgos global QUE...

  • Scib Admission Financial Institutions Credit Risk Sr. Analyst

    hace 4 días

    Boadilla del Monte, España Sdi Digital Group A tiempo completo

    SCIB ADMISSION FINANCIAL INSTITUTIONS CREDIT RISK SR. ANALYSTCountry : Spain SCIB está buscando un / a ADMISSION FINANCIAL INSTITUTIONS CREDIT RISK SR. ANALYST para nuestras oficinas en BOADILLA DEL MONTE. POR QUÉ DEBERÍAS CONSIDERAR ESTA OPORTUNIDAD En Santander CIB () somos actores principales en la transformación del sector financiero. Quieres unirte...

  • Portfolio Selldown Analyst

    hace 2 días

    Boadilla del Monte, España Santander A tiempo completo

    Portfolio Selldown Analyst Country: Spain **WHAT YOU WILL BE DOING** **SCIB/PDM is looking for a Portfolio Selldown Analyst based in our Boadilla office.** **WHY YOU SHOULD CONSIDER THIS OPPORTUNITY** **Santander Corporate & Investment Banking (Santander CIB) **is Santander's global division that supports some of the world's most complex and...

  • Vendor Risk Specialist

    Encontrado en: Talent ES C2 - hace 2 semanas

    Boadilla del Monte, España Santander A tiempo completo

    Vendor Risk Specialist - AQUANIMACountry: Spain AQUANIMA VRAC is looking for a VENDOR RISK SPECIALIST – Cybersecurity & Business Continuity based in our BOADILLA DEL MONTE (Madrid) office. WHY YOU SHOULD CONSIDER THIS OPPORTUNITY At Santander () we are key players in the transformation of the financial sector. Do you want to join us? At Aquanima ...

  • Scib Methodology Data Analytics

    hace 24 horas

    Boadilla del Monte, España Santander A tiempo completo

    SCIB Methodology Data Analytics & Models Analyst Country: Spain **SCIB Models&Data is looking for a Senior Risk Modeling Analyst, based in our Boadilla del Monte office.** **WHY YOU SHOULD CONSIDER THIS OPPORTUNITY** **Credit Risk, Interest Rate Risk, liquidity risk, operational risk, reputational risk**There are many types of risks, that's why its...

  • Model Validation

    hace 6 días

    Boadilla del Monte, España Santander A tiempo completo

    Model Validation - Market Risk Data Analytics & Models Analyst Country: Spain **WHAT YOU WILL BE DOING** **Banco Santander is looking for a IRRBB/Liquidity Models Analyst based in our Boadilla del Monte office.** **WHY YOU SHOULD CONSIDER THIS OPPORTUNITY** Credit Risk, Interest Rate Risk, liquidity risk, operational risk, reputational riskThere are...

  • Decision Strategy And Statistical Analysis Sr Analyst

    hace 1 semana

    Boadilla del Monte, España Sdi Digital Group A tiempo completo

    Decision Strategy and Statistical Analysis Sr Analyst - SCFCountry : Spain Santander Consumer Finance is looking for a Decision Strategy and Statistical Analysis Sr Analyst, based in our Boadilla del Monte office. WHY YOU SHOULD CONSIDER THIS OPPORTUNITY At Santander () we are key players in the transformation of the financial sector. Do you want to join...

  • Models Risk Analyst

    hace 2 días

    Boadilla del Monte, España Santander A tiempo completo

    Models Risk Analyst Country: Spain **WHAT YOU WILL BE DOING** **Riesgos está buscando un/a Models Risk Analyst para nuestras oficinas en Boadilla del Monte.** **POR QUÉ DEBERÍAS CONSIDERAR ESTA OPORTUNIDAD** **Riesgo de crédito, Riesgo de tipos de interés, Riesgo de liquidez, Riesgo operacional, Riesgo reputacional... **Hay mucho tipos de riesgos,...

  • Scib Methodology Data Analytics

    hace 2 semanas

    Boadilla del Monte, España Sdi Digital Group A tiempo completo

    SCIB Methodology Data Analytics & Models AnalystCountry : Spain SCIB Models&Data is looking for a Senior Risk Modeling Analyst, based in our Boadilla del Monte office. WHY YOU SHOULD CONSIDER THIS OPPORTUNITY At Santander () we are key players in the transformation of the financial sector. Do you want to join us? Credit Risk, Interest Rate Risk, liquidity...

  • Risk & Compliance Sr Analyst

    hace 1 semana

    Boadilla del Monte, España Santander A tiempo completo

    Risk & Compliance Sr Analyst Country: Spain **WHAT YOU WILL BE DOING** **PagoNxt Trade is looking for a Risk & Compliance Senior Analyst (2LoD), based in our Boadilla del Monte office.** **We embrace a strong risk culture and all of our professionals at all levels are expected to take a proactive and responsible approach toward risk management.** **WHY...

  • Risk Data Analyst Senior

    hace 2 semanas

    Boadilla del Monte, España Sdi Digital Group A tiempo completo

    Risk Data Analyst SeniorCountry : Spain SCF Global Services - CGS is looking for a RISK DATA ANALYST SENIOR, based in our HEADQUARTERS (Boadilla del Monte) office. WHY YOU SHOULD CONSIDER THIS OPPORTUNITY At Santander () we are key players in the transformation of the financial sector. Do you want to join us? Santander Consumer Finance focuses on business...

  • It, Cyber

    hace 5 días

    Boadilla del Monte, España Santander A tiempo completo

    IT, Cyber & Business continuity risk Analyst Country: Spain **WHAT YOU WILL BE DOING** **SCIB is looking for a IT, Cyber & Business continuity risk Analyst, based in our BOADILLA DEL MONTE (HEADQUARTERS) office.** **WHY YOU SHOULD CONSIDER THIS OPPORTUNITY** **Santander Corporate & Investment Banking (SCIB) **is Santander's global division that supports...

  • Governance & Model Risk Senior Analyst

    hace 5 días

    Boadilla del Monte, España Santander A tiempo completo

    Governance & Model Risk Senior Analyst Country: Spain **WHAT YOU WILL BE DOING** Santander Consumer Finance is looking for a **Governance and Model Risk Senior Analyst **, based in our **Boadilla del Monte **office **.** **WHY YOU SHOULD CONSIDER THIS OPPORTUNITY** **Santander Consumer Finance **focuses on business development related to consumer...