Financial Crime Analyst

About seQura

seQura provides innovative, flexible and easy-to-use payment technologies that help merchants acquire, convert and retain more customers.

We make a difference in sales performance by tailoring our solutions to different sectors, to address their unique pain points and deliver superior results in Retail, Education, Eyewear, Repairs and Travel.

We also empower smart shopping to consumers who seek more value, convenience, and flexibility in their shopping, with new payment experiences that allow them to save, access interest-free credit, or pay in small, comfortable installments of up to 24 months.

Born in Barcelona, seQura is a privately-owned fintech, currently expanding throughout southern Europe and Latin America, growing above 50% CAGR and approaching 100 Million in Annual Recurring Revenue.
Over 5000 businesses, almost 2 million shoppers, and almost 400 employees continue to rate us as one of the most loved and trusted fintechs out there, with an NPS of 87%, a Trustpilot rating of 4.7/5, and a Glassdoor rating of 4.7/5.

About the role

As a Financial Crime Analyst you will be part of reshaping our AML/CTF processes and ensuring compliance in the onboarding processes. You will also help us to build a compliance culture and awareness across the company.

What you'll do

• Act as a front-line resource for investigation of suspicious activity and AML/CTF matters.

• Review and analyze AML transaction monitoring alerts utilizing internal and external systems and tools.

• Work closely with the MLRO to help prepare suspicious activity and transaction reports, including both external reports and other regulatory filings.

• Ensure compliance with regulations and attainment of client-specific processing requirements.

• Perform QA on and assist with PEP/Sanctions investigations and reports.

• Recommend improvements to monitoring processes, consumer risk rating, and review investigation routines to improve detection.

• Participate in the creation of a compliance culture within seQura by raising awareness across all levels of the company, and providing specific training sessions to the relevant teams.

• Provide legal support to the KYC/KYB analysts team when needed.

• Perform other responsibilities associated with this position as may be appropriate.

What we offer

We have a strong and sustainable foundation, where we provide a secure and reliable workplace. You have the freedom and trust to make the best contribution possible.

One of our most valued strengths by our employees is our fellowship and supportive culture, which fosters a sense of belonging by working closely with our values. With us, you will have challenging projects to work on and push your skills and knowledge.

In addition, we are very proud of the unique office we have, which offers a comfortable and inspiring environment to work in with everything you need.

• 23 vacation days + 2 days of free disposal per year.

• Professional development that includes access to a language learning platform.

• Flexible compensation plan for transportation, restaurants, and kindergarten with Cobee.

• Health insurance discounts with Sanitas and Adeslas.

• Urban mobility by using your own bike with Kleta.

• Free access to healthy, organic, and sustainable fruits and snacks.

Moreover, we offer a Wellness Program that embraces a holistic approach by covering 6 areas (occupational, physical, financial, emotional, social, environmental consciousness). Each area will include a variety of activities, and you'll be able to choose from 34 different activities that best meet your needs to configure a plan that best works for you.

What you'll need 

• Experience in AML with exposure to KYC, screening and transaction monitoring. Previous experience using transaction monitoring tooling, as well as PEP/Sanction screening systems is a must.

• Excellent communication skills, both verbal and written, in Spanish and English.

• Banking or Fintech experience in a scale-up company is desirable.

• Excellent research and analytical skills, with the ability to quickly identify and meticulously analyse complex issues and provide practical solutions.

• Ability to make decisions and remain calm while under pressure, particularly when dealing with challenging situations.

• A methodical and organized approach to work with strong prioritization skills, an open mind, and the ability to see the ''big picture'' of performed tasks.

• Ability to communicate in a confident, competent, and diplomatic way with local and international partners/clients.

• Being an individual contributor but also a team player, with the autonomy to create, implement and lead various processes and projects.

• A strong drive and joy of working in a high-paced operational environment.

• Proactive, hands-on, and self-driven personality.

• Being detail-oriented and enjoying a structured way of working.

We promote equal opportunity to all, regardless of age, color, gender identity, medical condition, physical or mental disability, race, religion, sexual orientation, or any other characteristic. We have an inclusive environment, and respect is above all.

Do you want to be part of the change? Join us