Credit Risk Analyst

Job Title: Credit Risk Analyst

Location: London

Experience: 2+ years of experience

What about us?

Launched in 2023, INFINIT is a fast-growing fintech scale-up operating in multiple countries across Europe and Americas.

At INFINIT we are on a mission to reshape the future of SMEs. Our all-in-one operating system has banking at its core, and empowers small business owners and their teams to seamlessly manage and optimize every aspect of their business. By focussing on specific industries, INFINIT delivers tailored, high-value solutions, while building innovative AI products to further unlock significant growth opportunities for our customers. INFINIT operates globally, with ambitions to further expand its footprint to redefine the fintech landscape for SMEs worldwide.

Join us on the INFINIT journey as we revolutionise the SME economy and drive meaningful impact through innovation  

The role

As the Credit Risk Analyst at INFINIT, you will join the Banking Operations team. Your objective will be to analyze credit proposals and assess the applicants creditworthiness through financial, business and management analysis. 

• Analyze credit applications from SMEs in the Automotive sector and make recommendations to the senior management / Risk Committee based on this analysis. 
• Ensure all recommendations comply with INFINIT requirements and risk appetite. 
• Support the Sales, Operations and Customer Success teams from a credit and risk perspective. 
• Communicate with both internal stakeholders (including senior management) and directly with customers. 
• Help in building new risk processes, establish risk actions and monitoring ALM/KYB and underwriting alerts from internal and external credit bureau sources 
• Automatize risk processes and manual inputs so as to fully dedicate time in risk assessment

• You have at least 2-3 years of experience in B2B risk  analysis in a corporate bank, Fintech or B2B credit control function. You are fluent in Spanish and English.
• You have excellent communication skills and have experience in speaking/communicating with business owners/entrepreneurs. 
• You are excellent at time management and managing a number of tasks/projects at one time. 
• You are curious, a critical thinker and you have a strong interest in B2B risk analysis: you know how to investigate different databases, dig into files, and cross-reference sources to make a decision quickly. 
• Experience with Hubspot, Notion, and Excel is a plus - the ability to learn is required

• Diverse and Inclusive Team: Join a dynamic and international team in excess of 8 nationalities. You'll have the chance to work with experienced professionals from around the world, fostering a rich learning environment.
• Competitive Salary and Equity: We offer highly competitive salaries and a stake in our success with share options because we're building this together.
• Inspiring Mission: We are dedicated to revolutionizing business financing and making a positive impact on the European economy. Your work at INFINIT will have a lasting effect on businesses and communities.
• Health and Well-being: Your health matters to us. You will have access to top-quality Medical & Mental Health Insurance.
• Quality Time Together: We foster a sense of community with annual gatherings and bi-weekly office team gatherings. You're more than welcome to join us for quality time.
• Personal Time Off: Enjoy flexibility with your personal time off.
• Flexibility and Ownership: We trust our team and we are goal-oriented. Enjoy the flexibility of hybrid working 3 days a week in our Madrid office and 2 days from home.

Diversity & Inclusion

INFINIT promotes an inclusive culture that seeks equity and values different perspectives. We are proud to be an equal opportunity employer and consider all qualified applicants for employment without regard to race, colour, religion, age, sex, sexual orientation, gender, gender identity, national origin, disability, veteran status or any other legally protected characteristic.