AML-KYC Project Analyst

At American Express, our culture is built on a 175-year history of innovation, shared values and Leadership Behaviours, and an unwavering commitment to back our customers, communities, and colleagues. As part of Team Amex, you'll experience this powerful backing with comprehensive support for your holistic well-being and many opportunities to learn new skills, develop as a leader, and grow your career.

Here, your voice and ideas matter, your work makes an impact, and together, you will help us define the future of American Express.

How will you make an impact in this role?

This newly created Madrid based position will support first line of defence (1LoD) with the tracking of the implementation of AML-KYC refresh processes, analysing data provided and reporting needs across GMNS Continental Europe operations (the "Business"), within the legal entity American Express Payments Europe, S.L ("AEPE" or "Legal Entity"). The role will report directly to the AML-KYC Manager in the Business Enablement team.

As a key member of the Business Enablement team, the candidate will focus on analyzing data and status update on the different KYC initiatives managed by the Business, support the teams implementing the KYC refresh strategy, identify opportunities and synergies across the different ongoing KYC projects and involve key stakeholders as required.

Responsibilities:

• This role will support the initiatives carried out by the first line of business in AML and KYC related projects, from onboarding to refresh as well as any enhancements that are required in line with regulatory changes.
• Support data analysis efforts to identify risks, trends and improvement opportunities.
• Design and maintain dashboards, metrics, and KPIs for KYC Operations.
• Prepare clear data-driven PowerPoint presentations for internal reporting, stakeholder meetings and regulatory reviews.
• Support regulatory and compliance processes, information preparation for reporting and coordination with internal teams on regulatory requests.
• This position will be supporting AML-related internal or external audits as well as regulatory inspections, supporting implementation of remediation action plans.
• This role will act in a strong collaboration with the General Counsel Office, Compliance, MLRO Team, Regulatory Reporting, and GMS Control Management teams at local and regional level whilst defining host territories AML regulatory requirements.

Minimum Qualifications:

• University Degree (preferable in Economics or Law). Knowledge of payment services and AML/CTF regulations will be highly valued.
• A minimum of 3+ years of compliance related work experience in an EU bank and/or non-bank financial services industry
• Understanding of European regulatory compliance requirements.
• Strong analytical skills, attention to detail and an innovative approach to solving problems.
• Advanced skills in Excel and other data analytics tools such as SQL, PowerBI or Tableau.
• Proven experience in designing and implementing regulatory compliance programs including analysis of regulation, risk assessment, design of policies & procedures and monitoring programs from a project management perspective.
• Proactive attitude with a business approach when addressing problem-solving situations.
• Knowledge of company operating processes within a multinational company such as Amex is a plus.
• Ability to communicate and interact effectively with all levels in the organization as well as with external parties.
• Strong presentation and storytelling skills; good management of PowerPoint or similar tools.
• Ability to build strong working relationships; operate in large cross-functional teams and influence colleagues to drive change.
• Fluency in English and Spanish, both verbal and written is a must. Additional language skills are a plus.

Employment eligibility to work with American Express in the UK is required as the company will not pursue visa sponsorship for these positions.

We back you with benefits that support your holistic well-being so you can be and deliver your best. This means caring for you and your loved ones' physical, financial, and mental health, as well as providing the flexibility you need to thrive personally and professionally:

• Competitive base salaries
• Bonus incentives
• Support for financial-well-being and retirement
• Comprehensive medical, dental, vision, life insurance, and disability benefits (depending on location)
• Flexible working model with hybrid, onsite or virtual arrangements depending on role and business need
• Generous paid parental leave policies (depending on your location)
• Free access to global on-site wellness centers staffed with nurses and doctors (depending on location)
• Free and confidential counseling support through our Healthy Minds program
• Career development and training opportunities

Offer of employment with American Express is conditioned upon the successful completion of a background verification check, subject to applicable laws and regulations.