Life & Pensions Manager

Country: Spain

IT STARTS HERE
Santander ) is evolving from
a global, high-impact brand
into a
technology-driven organization
, and our people are at the heart of this journey.
Together
, we are driving a
customer-centric transformation
that values bold
thinking, innovation
, and the
courage to challenge
what's possible.

This is more than a strategic shift.
It's a chance for
driven professionals
to grow, learn, and make a real difference
.

Our mission is to contribute to help more
people and businesses prosper
. We embrace a strong risk culture and all our professionals at all levels are expected to take a proactive and responsible approach toward risk management.

The Wealth Management & Insurance division
covers three businesses in all Santander Group countries: Insurance, Asset Management and Private Banking. We work to provide the best solutions to our clients in these three businesses in the 10 countries where we are present.

THE DIFFERENCE YOU MAKE
The Wealth Management & Insurance division
is looking for a
Life & Pensions Manager
based out of
Madrid office.
Insurance is a strategic pillar of Santander Group, with more than 20M active policies and an annual profit contribution of c.€1,500M. After years of double-digit growth, our ambition is to double the business within the next five years.

In this context, we are seeking a New Life & Pensions Manager to lead the identification, development, and execution of new business opportunities at an international level, creating value for shareholders and customers, and supporting Santander's transformation into the fastest-growing insurance business across the countries where it operates.

We're
shaping the way we work
through innovation, cutting-edge technology, collaboration and the freedom to explore new ideas. To succeed in this role, you will be responsible for:

• Leading the identification of business opportunities (with a strong focus on Life, Savings and Pensions), developing their equity story, operating model, and implementation roadmap.
• Directing analytical workstreams and cross-functional projects, ensuring robust business cases, data-driven analysis, and KPI tracking.
• Collaborating across local markets, joint ventures, and global units, positively influencing stakeholders at multiple levels, including C-level.
• Ensuring execution and scalability of new initiatives, overcoming operational, regulatory, or commercial barriers.
• Fostering a data-driven management culture, establishing reporting and monitoring frameworks to measure real impact on growth.
• Acting as a mentor and reference for the analyst team, supporting their professional development and alignment with global objectives.
• Regularly reporting progress and results to the Insurance Executive Committee and the Head of Life & Pensions.

What You'll Bring
Our people are our greatest strength. Every individual contributes unique perspectives that make us stronger as a team and as an organization. We're
enabling teams to go beyond
by valuing who they are and empowering what they bring.

The following requirements represent the knowledge, skills, and abilities essential for success in this role. Reasonable accommodations may be made to enable individuals with disabilities to perform the essential functions.

Professional Experience

• Designing and executing growth strategies specifically in Life Savings and Pensions (Preferred).
• Deep expertise in product development, distribution models, and profitability drivers across different insurance lines. (Required)
• International experience within complex corporate matrix structures, leading transformation and growth projects. (Required)
• Influencing and engaging high-level stakeholders, including executive committees. (Required)
• Team management and mentoring, fostering talent development and building a collaborative high-performance culture. (Required)
• 7–10 years of professional experience, with at least 3–5 years in strategy, business development, or growth-related roles within insurance. (Required)

Education

• University degree (Required)
• MBA or postgraduate studies (Preferred)

Languages

• High proficiency in English and Spanish (Required)
• Portuguese (Preferred)

Hard Skills

• Strong technical knowledge of Life, Savings and Pension products, ALM, regulations, and market dynamics. (Required)
• Strong analytical skills and executive storytelling capabilities. (Required)
• Excellent communication and stakeholder management skills. (Required)
• Proactive, innovative, and execution-driven, with the ability to deliver practical results at speed. (Required)
• Experience working in multicultural teams and adapting to diverse contexts. (Required)

Soft Skills

• Strong communication and interpersonal skills to collaborate effectively with team members and different stakeholders (Required)
• Adaptability and problem-solving abilities to handle dynamic work environments and overcome challenges and pressure (Required)
• Time management and organizational skills to prioritize tasks and meet deadlines (Required)

WE VALUE YOUR IMPACT
Your contribution matters
, and it's recognized. You can expect a fair, competitive reward package that reflects
the impact you create
and the value you deliver. But we know rewards go beyond numbers.

• We're enable our teams to go beyond through global opportunities and broad career paths.
• Flexibility that works. Enjoy a hybrid working models—some days remote, some days onsite with your team—along with flexible hours.
• Learning for life. Access hundreds of courses on our platforms, including exclusive access to our global learning space: Santander Open Academy )
• Competitive rewards. Receive a highly competitive salary with performance-based bonuses, motivating you to keep growing with us.
• Financial advantages. Benefit from preferential banking terms, special interest rates on loans, life insurance, and more.
• Your health is our priority. Through BeHealthy, our global wellness programme, we promote Holistic wellbeing.
• We know family is everything. That's why we offer childcare support and family-friendly programmes tailored to each life stage.
• Always by your side. Get access to Santander Contigo, our program for employees and their families offering legal, emotional, and administrative advisory services.
• Extra benefits. Gym/WellHub membership, medical centers in some of our facilities, meal subsidy, parking, shuttle service from various points in Madrid, as well as exclusive discounts and offers for Santander employees. And that's only the beginning—we'll tell you more when you join

We're here to
keep you motivated
, help you reach your goals, and celebrate your progress, every step of the way.

LOCAL COMPLIANCE
Santander is proud of being an organization where there are equal opportunities regardless of age, gender, disability, civil status, race, religion or sexual orientation. We are committed to providing an inclusive and accessible application process for all candidates.

What To Do Next
If this sounds like a role you are interested in, then please apply.

READY TO TAKE THE NEXT STEP IN YOUR JOURNEY?