Cyber Underwriter

Tokio Marine HCC (TMHCC) is a leading specialty insurance group with offices in the United States, the United Kingdom, Europe, Ireland, and other exciting locations. With the strength and stability that comes from being a member of the Tokio Marine group, and more than forty years of growth, profitability, and stability, we offer important insurance products that most people don’t even know exist.

Just as we invest in our company, we invest in our employees’ careers. We provide our employees a collaborative and rewarding environment within which to gain the knowledge, skills, and experience that lead to a rewarding career. Our products allow our customers to take on opportunity with confidence. In turn, our competitive salaries, attractive benefits, and potential for career growth allow you to take on opportunity with confidence.

**Cyber Underwriter - France, Benelux & Nordics**

**Description**:
As the **Cyber Underwriter - France, Benelux & Nordics**, you will be reporting directly to the Cyber Underwriting Manager in charge of EMEA and LatAm regions. You will also be working very closely with and will benefit from the mentorship of our Cyber Senior Underwriter - Northern EMEA & Asia and will be part of TMHCC International Cyber team. Based in our Barcelona office, you will play a strategic role in the management of our Cyber portfolio in your territories, assisting the Cyber Senior Underwriter in strategic and technical matters as they relate to formulating, executing and monitoring underwriting strategies for Cyber risks insurance.

The job requires in-depth understanding of Cyber matters (Threat, Vulnerabilities and Consequences), Cyber insurance, European markets and close collaboration with Financial Lines Managers and their teams.

**Responsibilities**:
The main responsibility of the **Cyber Underwriter - France, Benelux & Nordics** is to manage the stand-alone Cyber book of business written in those countries. You will play a key role in the alignment of the Cyber risk underwriting strategies for our Underwriting teams, making sure that the Cyber book is consistent and profitable.

The responsibilities are further detailed below:
1. Portfolio Management

The **Cyber Underwriter - France, Benelux & Nordics**:

- will make sure that our approach in those territories is consistent with our global strategy;
- in conjunction with the Financial Lines Managers, Cyber Relay and the Cyber Team, will formulate, implement and monitor local Cyber risks strategies;
- will supervise technical, legal and commercial aspects regarding the development of our Cyber book in those territories;
- will play a key role in providing continued training and information sharing with regards Cyber insurance;
- will make sure the UW philosophy for Cyber insurance is clearly communicated internally and externally;
- as a member of the underwriting team, the **Cyber Underwriter - France, Benelux & Nordics** will actively participate in the development of the book of business by using her/his brokers’ relationships, local market expertise and language skills, taking into account B-Global and B-Smart procedures when and where applicable;
- will build productive relationships with assigned field offices and business partners.

2. Underwriting Authority

The **Cyber Underwriter - France, Benelux & Nordics** will be part of the Cyber Risks Committee and will act as a referral authority for certain risk segments. He/she will be involved in underwriting decisions depending on the class of business/territory/limit, of liability/risk, and of exposure/claims experience (risk segments).

3. Portfolio Management

The **Cyber Underwriter - France, Benelux & Nordics** will assist the Cyber Senior Underwriter -Northern EMEA & Asia in managing the overall Cyber portfolio and in providing management information to the Management Team for this line of business, as specified in more details below:

- perform an annual regional book analysis;
- develop and enhance underwriting and risk management philosophies, underwriting tools and underwriting procedures according to the needs of the company.

More specifically the **Cyber Underwriter - France, Benelux & Nordics** will:

- report on a monthly basis: Cyber trends, wins and losses;
- report on an annual basis on the progress made in the implementation of the Cyber local strategies in the main markets covered by the underwriting teams in Barcelona;
- contribute to the annual business plans by ensuring that the company’s Cyber appetite is adequately integrated in the local business plans;
4. Product/Project Management

The **Cyber Underwriter - France, Benelux & Nordics** will be involved in specific research or product development projects that can contribute to the development and/or enhancement of new and/or existing products and market entries.

5. Relationship Management

As part of relationship management of the company the **Cyber Underwriter - France, Benelux & Nordics** will:

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