Credit & Collections Analyst - Senior

**Credit & Collections Analyst - Senior**: **POSITION SNAPSHOT**: - JobReq ID: 51497- Type of work: On site- Type of contract: Open-ended/permanent- Full/Part Time: Full time- Location: Madrid, ES**OUR COMPANY**: Bridgestone in Europe, CIS, Middle East, India and Africa (BSEMIA), headquartered in Zaventem (Belgium), is a subsidiary of Bridgestone Corporation, a global leader providing sustainable mobility and advanced solutions. In addition to our premium tire products, we offer a growing portfolio of tire-centric and mobility solutions. Together with our partners and guided by "Serving Society with Superior Quality”, that has been our mission since Shojiro Ishibashi founded Bridgestone in 1931, we are working to accelerate sustainable mobility innovations and solutions. Through innovative technology, we are committed to easier, safer, smoother and seamless mobility for our society and customers improving how people move, live, work and play. Bridgestone also benefits from a significant retail network throughout the region - in fact our retail presence in the EMIA region is the largest in the tire industry. Through 17 distinct retail partners, we have around 3,500 outlets across Europe, the Middle East and Africa as well as around 2,500 outlets through our partner network in India. This network offers a selection of services, concepts and mobility solutions. At Bridgestone we pride ourselves on the strong relationships we maintain with everyday drivers and this extensive retail network is one of the core reasons why. In line with the “Bridgestone Essence”, our work environment is based on integrity and teamwork, where everyone can learn from each other and contribute with their own ideas in achieving the coming goals. We want to hear from people who can take the challenge, unleash their creative potential and contribute to the company success demonstrating ownership, courage and agility. We want you to develop your skills, expand your knowledge and be proud of your work. : **Job Purpose** We are looking for a** Credit & Collections Analyst **for Bridgestone SW Region (BS SWR) for our Madrid Offices (in San Sebastián de los Reyes). The credit Analyst is responsible to ensure the correct understanding of the financial statements of the different customers for the region (with special Focus on Portuguese territory) to provide advice to the business in terms of credit limits, doing analysis of credit risk, with the willing to determine in depth the degree of risk involved by the company. This role is expected to have a good level of understanding of the business, internal policies and procedures and their customer’s needs to handle all assigned tasks independently with a strong focus on controlling the quality and efficiency of their work to meet their customer’s requirements. They should also be able to analyze problems, resolve routine issues directly, as well as analyze and make suggestions on how to handle better some of more complex situations. They should be able to participate in and support other departments in projects and ad hoc assignments, using their technical and business knowledge and analytical skills to help plan, initiate and execute such work working as a team. **Key Responsibilities** **Monthly Activities**: - In charge of autonomously carrying out records or transactions necessary for the monthly or closing in credits - Support ITC team on resolving unallocated cash items as second level of support. - Able to lead communication with customers and o preparation of various reports and their analysis. - Ensure the correct understanding of the financial statements of the different customers for the region to provide advice to the business in terms of credit limits. - Collaboration with the shared services center (SSC) for the closing of the different cycles, mainly ITC and OTC. - Responsible for conducting short credit reviews on existing customers with exposure below €250,000 and make your recommendation - Responsible to meet monthly deadlines and effective time management - Responsible for the investigation and analysis of credit risk, Determine in depth the degree of risk involved - Monitors customer accounts in order to maximize credit quality and minimize risk and potential loss. - Adhere to credit policy and procedures - Info gathering for our periodic review’ customers and coordination with Sales Team and other stakeholders - Investigates, reviews and interprets all available sources of credit and financial information including reporting services, credit bureaus, financial statements and management information - Liaise with Legal and Credit Bureau’s if needed in order to collect doubtful and/or Bad debt accounts. **Process and continuous Improvement** - Drives for continuous improvement in the credit process methodology, seeks opportunities to drive sustainable improvements. - Analysis and implementation of strong internal control regulations of the compa