Credit Product Manager

Ebury is a global fintech firm dedicated to empowering businesses to expand internationally through tailored and forward-thinking financial solutions. Since our founding in 2009, we've grown to a diverse team of over 1,700 professionals across 40+ offices and 29+ markets worldwide. Joining Ebury means becoming part of a collaborative and innovative environment where your contributions are valued. You'll play a key role in shaping the future of cross-border finance, while advancing your own career in a dynamic, high-growth industry. **Credit Product Manager - Business Lending** **Can be based in either Madrid or London** **Hybrid: 4 days in the office, 1 day working from home** **What we offer**: - Competitive salary and benefits package - Discretionary bonus based on performance - Continued personal development through training and certification - We are open-source friendly, following open-source principles in our internal projects and encouraging contributions to external projects **Responsibilities**: - Lead Product Strategy: Define and champion a compelling 6-18 month product vision and strategy for our Lending domain, inspiring the team and driving its execution. This includes independently developing and managing the product roadmap. - Drive Product Development: Own the full product lifecycle for new Lending initiatives, from ideation and development through to launch and ongoing optimization. Continuously identify and implement improvements to existing features and processes. - Fuel Growth & Innovation: Identify and capitalize on revenue growth opportunities within the Lending space. Translate complex challenges and market uncertainties into actionable product strategies. Proactively research and integrate emerging market trends and competitive dynamics into the product roadmap. - Data-Driven Decision Making: Define, track, and analyze KPIs for Lending product initiatives. Use data insights to inform decisions and drive continuous improvement. Communicate product performance against KPIs to key stakeholders. - Stakeholder Collaboration: Develop a deep understanding of internal and external stakeholder needs and behaviors. Collaborate effectively with Technology and other teams to define requirements, epics, and user stories, ensuring alignment and successful product outcomes. - Market & Regulatory Awareness: Maintain expert-level knowledge of market, industry, and regulatory trends in Lending and Fintech, using this knowledge to inform product decisions and ensure compliance. **About you**: - Team Leadership: Proven experience managing and mentoring large product & Technology teams, ideally in a fast-paced, high-growth environment. - Business Lending Product Experience: Broad knowledge of risk management principles and with hands-on experience building products and/or features in business lending or working capital environments - Communication: Exceptional communication skills, both written and verbal, with the ability to clearly articulate complex technical concepts to technical and non-technical audiences. - Proactive & Hands-On: A strong bias for action and a demonstrated ability to bootstrap major projects. Comfortable taking a hands-on approach and "rolling up your sleeves" when necessary. - Product Lifecycle Expertise: Experience successfully developing and launching products from concept to market. - Data-Driven & Customer-Centric: A strong data-driven mindset, using data analysis to inform product decisions and prioritization. A deep understanding of customer needs and the ability to incorporate customer feedback into the product development process. You can also connect with me on LinkedIn - Gabriella Cheston **#LI-GC2** **#LI-HYBRID** **About Us** **Ebury is a FinTech success story, positioned among the fastest-growing international companies in its sector.** Founded in 2009, we are headquartered in London and have more than 1700 staff with a presence in more than 29 markets worldwide. Cultural diversity is part of what makes Ebury a special place to be. From Sao Paulo to Dubai, Vancouver to Auckland, we enjoy sharing team experiences and celebrating success across the Ebury family. Hard work pays off: in 2019, Ebury received a £350 million investment from Banco Santander and has won internationally recognised awards including Financial Times: 1000 Europe's Fastest-Growing Companies. None of this would have been possible without our proudest achievement: our great people. Enthusiastic, innovative and collaborative teams, always ready to disrupt and revolutionise the fast-paced FinTech sector. At Ebury, we're committed to building a workplace where everyone feels valued, supported, and empowered to thrive. We're proud to have active employee networks and ESG initiatives that reflect our inclusive culture, including our **Women's Network**, **LGBTQIA+ Network**, and **Veterans Network**. These communities provide spaces for connection, mentorship, advocacy, and collaboration