Risk - Ccb Senior Credit Risk Officer - Svp

**Job Purpose**: The Senior Credit Risk Officer is a strategic professional who will be exercising sound credit judgment to ensure prudent risk decision consistent with the Citi’s risk appetite and the balanced objectives of protecting the bank and enabling sustainably profitable business. This is an exciting opportunity to join Western Europe Risk team in Citi Commercial Bank, fast growing business providing services to mid-sized companies. **Job Background/Context**: Citi Commercial Bank (CCB) is a global line of business at Citigroup that provides commercial banking services to mid-sized companies. CCB aspires to be the global bank of choice for trade-oriented companies, with revenues between $50MM - $2.5Bn with an array of products and services, that include: Lending, Cash Management, Trade, Foreign Exchange, Interest Rate Derivatives and Capital Markets solutions. CCB has operations in 25 countries. CCB WE Cluster will be a fast growth business with vision to significantly scale up over the first five years and beyond. There must be sufficient capacity in the Risk management team to face this growth and be able to maintain the health of the portfolio, where approval is one of the primary roles to support the Business. **Key Responsibilities**: - Assist in the development of appropriate procedures around approvals, underwriting, and portfolio functions such as lending, early warning, derivatives, collateral, country credit appendix, remedial management etc.in consultation with senior business leaders. - Participate in any ad-hoc projects with meaningful contribution. - Strategic professional who will undertake quality judgmental lending including exercising delegated approval authority to ensure that good business opportunities are not lost yet safeguarding the business interests of the Bank. - Responsible for critical assessment, recommendation and approval of credit proposals incorporating financial analysis, risk assessment and credit structure. - Oversee deal approvals including timing of approvals and turnaround in collaboration with business partners. - Supplement analysis with research and evaluations from a wide variety of sources to develop an assessment of client, competitor/ industry risks and trends for senior management - Proactive involvement in active risk management through monitoring an assigned credit portfolio with a thorough understanding of the content and aggregate risks within the portfolio, trends and other key statistics. - Assist in the development of appropriate procedures around approvals, underwriting, and portfolio functions such as lending, early warning, derivatives, collateral, country appendix, remedial management etc.in consultation with senior business leaders. **Qualifications, Knowledge / Experience**: - Minimum BA/BS degree, Master’s degree preferred. - Fluent in written and spoken English, Spanish (preferred). - 15 or more years of credit approval experience within Commercial /Mid Corporate Banking domain - Industry specialization and product knowledge will be beneficial. - Iberia market knowledge and experience preferable - Strong problem-solving skills. **Competencies** - Extensive credit experience with proven track record of successfully managing complex deals in the commercial/corporate lending space. - Excellent communication and diplomacy skills in or der to negotiate internally, often at a senior level and occasionally with external customers. - Thorough credit and analytical skills, knowledge of credit product and derivatives. - Leads through change and ambiguity by communicating effectively both in person and in written. - Sound ability to train, recruit, and mentor teams of professionals. - Bold in approach to approve sound credit with highly collaborative work style. - Unwavering enthusiasm with a commitment to excellence, tenacity, attention to detail and integrity. - Holds self and other accountable for results. This job description provides a high-level review of the types of work performed. Other job-related duties may be assigned as required. - **Job Family Group**: Risk Management - **Job Family**: Credit Decisions - **Time Type**: Full time - Citi is an equal opportunity and affirmative action employer. Qualified applicants will receive consideration without regard to their race, color, religion, sex, sexual orientation, gender identity, national origin, disability, or status as a protected veteran. View the "**EEO is the Law**" poster. View the **EEO is the Law Supplement**. View the **EEO Policy Statement**. View the **Pay Transparency Posting