Recovery Manager, Spain

At Bondora, our mission is clear: to empower people to enjoy life more while alleviating the stress of managing finances. Founded in 2008, Bondora has proudly served a diverse community of over 1 million customers for an impressive 16 years.

As a rapidly growing financial technology company, we're reaching new heights with a bold vision. We're set to acquire a banking license, unlocking a world of possibilities for our customers. Our investment product is available Europe-wide, and we're actively expanding our loan product footprint to 11 new countries.

Join us on this journey and let's build the future of finance together

**What is this role about?**:
Join our dynamic team at Bondora, where you will lead and transform our debt recovery operations in the Spanish market. As the Spanish Debt Recovery Manager, you will play a crucial role in driving recovery strategies, managing the default portfolio, and ensuring compliance with local regulations while creating a positive impact on Bondora's growth and success.

**Your main responsibilities will be**:

- Establishing and driving the debt recovery process in Spain, adapting strategies to local conditions, regulations, and cultural factors.
- Managing the default portfolio, ensuring efficient tracking, collection, and recovery.
- Leading and implementing strategies to optimize recovery rates and align them with company objectives.
- Building and maintaining relationships with external partners such as legal advisors, courts, bailiffs, and collection agencies.
- Staying updated on market trends and legal requirements in debt recovery, sharing insights with stakeholders.
- Monitoring and analyzing portfolio performance, using key metrics to refine and enhance recovery efforts.

**What would ensure success in this role?**:

- 3+ years in debt recovery within the Spanish market, with a strong understanding of local practices, regulations, and customer behavior.
- In-depth knowledge of debt collection laws, compliance requirements, and risk management.
- Proven track record in optimizing recovery workflows and managing Non-Performing Loan (NPL) portfolios.
- Strong negotiation skills and an established network with DCAs, bailiffs, and other stakeholders.
- Hands-on approach to problem-solving and task execution, actively engaging in recovery processes when needed.
- Strong analytical skills to assess recovery data, identify trends, and develop effective strategies.

**What can you expect at Bondora?**:

- Contribute to Bondora's ambitious goal of reaching 1BN in revenue. Your skills and efforts will directly impact our growth trajectory and shape the future of our company.
- Our employees deserve the best. We recognize our people with a competitive salary and a generous benefits package (5 weeks of vacation, private healthcare compensation, hobby grant, mental healthcare support, share options and much more)
- We provide an environment that encourages your personal and professional growth. As we constantly evolve and innovate, you'll have endless opportunities (and budget) to expand your skills and skyrocket your career.

**The next steps**:
**Our hiring process**:

- Meet Iryna, our Recruiter: Your first interview with Iryna will give you the chance to share your experiences and aspirations.
- Assessments: Complete our personality and logic assessments to showcase your strengths.
- Engage with **Giedre Toleikyte**, our Head of Operations for Recovery: Impress our Head of Operations for Recovery with your expertise.
- Put your skills to the test: Tackle a home task related to legal and analytics field.
- Collaborate with our Head of Operations for Recovery: Discuss your home task with Giedre, showcasing your expertise.
- The celebration begins: If the stars align, receive an offer to join the Bondora team

Join our team of Bondorians, and let's make it happen

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