Credit Product Manager

Ebury is a global fintech firm dedicated to empowering businesses to expand internationally through tailored and forward-thinking financial solutions. Since our founding in 2009, we've grown to a diverse team of over 1,700 professionals across 40+ offices and 29+ markets worldwide. Joining Ebury means becoming part of a collaborative and innovative environment where your contributions are valued. You'll play a key role in shaping the future of cross-border finance, while advancing your own career in a dynamic, high-growth industry. **Credit Product Manager - Business Lending** **Product** **Ebury Madrid Office - Hybrid: 4 days in the office, 1 day working from home per week** **What you'll do** - Lead Product Strategy: Define and champion a compelling 6-18 month product vision and strategy for our Lending domain, inspiring the team and driving its execution. This includes independently developing and managing the product roadmap. - Drive Product Development: Own the full product lifecycle for new Lending initiatives, from ideation and development through to launch and ongoing optimization. Continuously identify and implement improvements to existing features and processes. - Fuel Growth & Innovation: Identify and capitalize on revenue growth opportunities within the Lending space. Translate complex challenges and market uncertainties into actionable product strategies. Proactively research and integrate emerging market trends and competitive dynamics into the product roadmap. - Data-Driven Decision Making: Define, track, and analyze KPIs for Lending product initiatives. Use data insights to inform decisions and drive continuous improvement. Communicate product performance against KPIs to key stakeholders. - Stakeholder Collaboration: Develop a deep understanding of internal and external stakeholder needs and behaviors. Collaborate effectively with Technology and other teams to define requirements, epics, and user stories, ensuring alignment and successful product outcomes. - Market & Regulatory Awareness: Maintain expert-level knowledge of market, industry, and regulatory trends in Lending and Fintech, using this knowledge to inform product decisions and ensure compliance. **What you'll need** - Team Leadership: Proven experience managing and mentoring large product & Technology teams, ideally in a fast-paced, high-growth environment. - Business Lending Product Experience: Broad knowledge of risk management principles and with hands-on experience building products and/or features in business lending or working capital environments - Communication: Exceptional communication skills, both written and verbal, with the ability to clearly articulate complex technical concepts to technical and non-technical audiences. - Proactive & Hands-On: A strong bias for action and a demonstrated ability to bootstrap major projects. Comfortable taking a hands-on approach and "rolling up your sleeves" when necessary. - Product Lifecycle Expertise: Experience successfully developing and launching products from concept to market. - Data-Driven & Customer-Centric: A strong data-driven mindset, using data analysis to inform product decisions and prioritization. A deep understanding of customer needs and the ability to incorporate customer feedback into the product development process. **Ideally, you will have**: - Love for problem solving. - Extensive experience in building intuitive navigation and UX for large feature sets on varying screen sizes. - Broad knowledge of risk management principles and with hands-on experience building products and/or features in business lending or working capital environments. - Strong empathy for customers and an unwillingness to compromise on user-centred products. - Track record of building successful products (ideally financial) using data, customer feedback, common sense, and / or machine learning. - 5+ years of experience in tech industry as product owner / team lead building customer facing products. - 5+ years of experience in creating products, ideally in high-growth start-ups and customer facing. **Why Ebury?** - **Competitive Starting Salary** with an **annual discretionary bonus**that truly rewards your performance from day one. - **Dedicated Mentorship**:Learn directly from experienced Heads of Product who are invested in your success. - **Cutting-Edge Technology**:Leverage state-of-the-art tailor made tools and systems that enable you to perform at your best. - **Clear, Accelerated Career Progression**:Defined pathways to leadership and specialist roles within Ebury. - **Dynamic & Supportive Culture**:Work in a collaborative environment where teamwork and personal growth are prioritized. - **Generous Benefits Package**:Access competitive benefits tailored to your location, which typically include health care and social benefits. - **Central** Madrid**Office: A fantastic location with excellent transport links.** You can also connect with me on LinkedIn - Gabriella Cheston **