Underwriter Property

**Job Description**:
**Underwriter Property**

Barcelona, Spain

Joining AXA XL as a Property Underwriter you will have the opportunity to work with a wide range of clients to provide an innovative and bespoke underwriting service. Each risk we consider is unique which means our clients and brokers should enjoy a best practice, market leading experience of working with us.

In your underwriting role you will be responsible for writing new and renewal business for an allocated range of clients across the book, working with brokers and clients in support of the profitable growth of a portfolio in line with the agreed Business Plan, as well as developing high quality levels of relationships with brokers, clients and internal functions.
- This is a regulated role under the Central Bank of Ireland’s Fitness and Probity regime._

**What you’ll be DOING**

What will your essential responsibilities include?
- Reviewing submissions including policy wording, inspection reports and financial reports while conducting appropriate research to determine the degree of risk for each account.
- Calculating appropriate risk premium by considering the risk costs inherent to the sector.
- Proactively advising, assisting, servicing, and following up with clients on insurance and risk management matters to ensure satisfaction and fulfillment of their insurance requirements.
- Effective relationship management to initiate opportunities for cross-selling offered products and ensuring account retention.
- Controlling timely implementation of new and renewed accounts according to quality standards.
- Supporting the business planning and forecasting process; monitoring financial exposure within outlined limits; monitoring premium income to ensure it remains within set limits.
- Maintaining awareness of all claims advised

You will report to Underwriter Manager, Property - Iberia

**What you will BRING**

We’re looking for someone who has these abilities and skills:

- Engineering Degree
- Previous experience in UW Property roles OR Risk Engineering roles OR knowledge of Risk industry and Property risks (fire risks, business continuity, etc..)
- Communicate and work in Spanish and English.
- Analytical thinking, performing fact and data-based analyses of situations or issues.
- Negotiation skills: understands stakeholders’ needs and concerns and identifies points of agreement. Efficiently manages the interactions with other parties involved.
- Motivation to grow professionally in international team and working environment
- Ability to respond to a changing environment with flexibility and innovation.
- Work in team with colleagues of different seniority and expertise to achieve collective goals.
- Appreciate and propose new and creative ideas, taking practical considerations into account

**Who WE are**

AXA XL, the P&C and specialty risk division of AXA, is known for solving complex risks. For mid-sized companies, multinationals and even some inspirational individuals we don’t just provide re/insurance, we reinvent it.

How? By combining a comprehensive and efficient capital platform, data-driven insights, leading technology, and the best talent in an agile and inclusive workspace, empowered to deliver top client service across all our lines of business property, casualty, professional, financial lines and specialty.

With an innovative and flexible approach to risk solutions, we partner with those who move the world forward.

**What we OFFER**

**Inclusion**

AXA XL is committed to equal employment opportunity and will consider applicants regardless of gender, sexual orientation, age, ethnicity and origins, marital status, religion, disability, or any other protected characteristic. At AXA XL, we know that an inclusive culture and enables business growth and is critical to our success. That’s why we have made a strategic commitment to attract, develop, advance and retain the most inclusive workforce possible, and create a culture where everyone can bring their full selves to work and reach their highest potential. _It’s about helping one another — and our business — to move forward and succeed._
- Five Business Resource Groups focused on gender, LGBTQ+, ethnicity and origins, disability and inclusion with 20 Chapters around the globe.
- Robust support for Flexible Working Arrangements
- Enhanced family-friendly leave benefits
- Named to the Diversity Best Practices Index
- Signatory to the UK Women in Finance Charter

**Total Rewards**

AXA XL’s Reward program is designed to take care of what matters most to you, covering the full picture of your health, wellbeing, lifestyle and financial security. It provides competitive compensation and personalized, inclusive benefits that evolve as you do.

We’re committed to rewarding your contribution for the long term, so you can be your best self today and look forward to the future with confidence.

**Sustainability**

At AXA XL, Sustainability is integral to our business strategy. In an eve