Wholesale Credit Risk- Grm Sustainability

**Area**:
**CORPORATE & INVESTMENT BANKING**

**Company**:
**001**

**What are we looking for?**

About you

We are looking for a person who has the following skills:

- Excellent communication and presentation skills.
- Analytical skills.
- Team building skills.
- Ability to work under tight deadlines.

**Requirements**:
Minimum requirements:

- Bachelor’s degree in Business Administration, Finance, Economics, Engineering or related.
- ESG criteria knowledge - Comprehension of sustainability statements and ESG aspects.
- Financial analysis experience (mínimum 4 years) - Comprehension and analysis of financial statements, financial metrics, ratings, profitability and projections.
- Advance knowledge in MS Office.
- Fluent in English (C1)

Desirable requirements:

- Knowledge of sectors most affected by transition risks, particularly Autos and Utilities, is a plus.
- Credit risk underwriting experience within a corporate or commercial banking environment.
- Rating tool knowledge.
- Accredited ESG certification is a plus.

**Overview**

Overview

Credit GRM EMEA manages the corporate clients and project finance from a credit risk perspective. The team is organized by product, geographies and sectors. The Area is responsible for the wholesale credit admission, having as main task to preserve the credit quality of the proposals to ensure profitable growth.
Within the area, GRM Sustainability team focuses on integrating ESG factors in the corporates admission process, having close contact with Sustainability teams in other areas, such as GRM Sustainability Discipline and the Global Sustainability Area.

As part of Corporate & Investment Banking (CIB) the area interacts with global markets, global lending & advisory and transactional businesses for global corporate clients and institutional investors’ requests. In addition, Credit GRM EMEA works with corporate credit areas of all the geographies the Group works with.

About the job

Responsible for:

- Analysis and assessment of corporate clients’ ESG information.
- Implementing sustainability focused tools in Credit GRM CIB.
- Providing support to the risk admission team regarding ESG aspects.
- Credit review of a portfolio of large corporates within the Autos and Utilities industries.
- Presentation of proposals to credit committees.
- Interaction with business risk areas within the group in different geographies, bankers, Discipline teams (GRM Sustainability Discipline, Global Sustainability Area, credit risk policies, sector framework).

**Working at BBVA**

BBVA is a global company with over 160 years of history present in 25 countries with over 81 million customers. We are more than 110,000 professionals working in multidisciplinary and diverse teams.

At BBVA, we are ahead of the transformation that is taking place in the banking sector, challenging the status quo, to make life easier to our customers.

Being part of BBVA means developing your career in one of the most innovative companies in finance.

Responsible banking

We're committed to responsible banking to help drive a more inclusive and sustainable society. The future of banking lies in financing the future.

We started out with the spirit of helping others make the best financial decisions. That spirit remains with us today and encourages us to keep moving forward, prioritizing innovation and digital transformation so that we can put the opportunities of this new era within everyone's reach.

Diversity

At BBVA we believe having a diverse team makes us a better bank.

For this reason, we actively support diversity, inclusion and equal opportunities regardless race, sex, age, religion, sexual orientation, gender identity or expression. We cultivate a collaborative and inclusive work environment that allows every employee to do their best work.

Our values

Our values define our identity; they are what drives us to make our goals a reality and they guide all of our actions and the decisions we make.

Customer comes first

We think big

We are one team