Head of Crypto Compliance

Ebury is a global fintech firm dedicated to empowering businesses to expand internationally through tailored and forward-thinking financial solutions. Since our founding in 2009, we've grown to a diverse team of over 1,700 professionals across 40+ offices and 29+ markets worldwide. Joining Ebury means becoming part of a collaborative and innovative environment where your contributions are valued. You'll play a key role in shaping the future of cross-border finance, while advancing your own career in a dynamic, high-growth industry. **Head of Crypto Compliance & MLRO**: **Ebury London, Madrid, Paris, Vilnius or Dubai Office - Hybrid: 4 days in the office, 1 day working from home per week** Ebury is seeking a highly skilled and proactive **Head of Crypto Compliance & MLRO** to lead the development, implementation, and management of a robust compliance framework for our new stablecoin programme. This is a critical role as Ebury builds out our internal capabilities and pursues VASP licenses globally. **Key Responsibilities**: **Strategy and Framework Development** Lead the design and execution of Ebury's stablecoin compliance framework, including: - Developing internal policies and procedures for the handling of stablecoins, covering aspects such as AML/CTF, on-chain transaction monitoring, screening of wallet addresses, and "Know Your Wallet" (KYW) due diligence. - Ensuring compliance with global regulatory requirements, including those derived from the EU's MiCA, UAE's DFSA, and other relevant jurisdictions. - Adapting existing risk management and compliance manuals to the new use cases and business risks. **Internal Infrastructure Build-Out** Collaborate closely with the **Product, Tech, and Operations** teams to spearhead the build and integration of the compliance infrastructure, including: - Selecting, integrating, and configuring specialized compliance tools, such as on-chain analytics platforms like Elliptic or Chainalysis for transaction monitoring and wallet screening. - Defining and automating procedures for wallet address screening, risk scoring, and transaction analysis, including checks for sanctions and PEPs. - Implementing solutions for the Travel Rule in jurisdictions where it is required, possibly integrating with providers such as Notabene. - Developing a clear plan for the segregation and reconciliation of client crypto assets, in line with regulatory requirements. - Establishing secure key management and custody solutions, working alongside security and engineering teams. - Develop and deliver training sessions and materials for team members on the use of implemented on-chain analytics platforms and how to analyse alerts generated. **Ongoing Compliance (2nd Line of Defense)** Once the program is live, you will perform 2nd line activities in collaboration with the wider Compliance team, including: - Effectively conduct and update a company wide risk assessment in relation to Ebury's stablecoin adoption. - Overseeing day-to-day compliance operations, such as reviewing and signing off on escalated alerts from the first-line teams related to stablecoin transactions and reporting suspicious activity to the relevant FIUs, when applicable. - Supervising the ongoing relationship with our third-party compliance providers to ensure their compliance procedures and controls remain robust and aligned with Ebury's standards. - Ensure effectiveness of Ebury's stablecoin compliance programme including monitoring the controls around Know Your Wallet, transaction monitoring and wallet screening. - Responding to and managing regulatory inquiries and internal/external audits related to the stablecoin programme. - Contribute to Ebury's ongoing AML training programme ensuring Ebury's personnel is equipped to detect and report suspicious activity related to stablecoin transactions. - When Ebury plans to partner with or serve crypto-native firms, reviewing and ensuring their compliance procedures and risk monitoring are sufficient and in line with Ebury's standards. **Regulatory and Stakeholder Engagement** - Engage with Ebury's banking partners to secure approval for new use cases. - Advise senior management on the compliance risks of new stablecoin use cases, such as serving crypto-native fintechs or SMEs in the Global South. - Provide expert guidance to product teams, sales, and operations on all stablecoin-related compliance matters. **Required Skills and Experience**: - Proven experience in a financial crime compliance role within the fintech or financial services industry, with a focus on digital assets. - Deep expertise in the regulatory landscape for cryptocurrencies and stablecoins, including a strong understanding of international frameworks like MiCA, as well as UK and UAE DFSA regulations. - Hands-on experience with on-chain analytics and transaction monitoring tools, such as Chainalysis, Elliptic, or TRM Labs. - Demonstrated ability to develop and implement compliance policies and proced