Payment & Risk Analyst -tns

Wallapop is a Barcelona based scale-up driven by the purpose to empower people to embrace a more conscious and human way of consumption. We believe in a world where collaborative economy is mainstream. This is what drives us.

Wallapop operates in Spain and Italy, offering a catalogue of several hundreds of millions of products and services. Powered by technical innovation and continuous improvement, we bring together the scale & trust of classifieds with the marketplace’s convenience & reach. Our mission is to enable a connected trade ecosystem, making 2nd-hand the norm through smart use of technology.

Backed by top investors such as Accel, Insight Partners & Naver Corp we bring our total valuation to 690 million EUR and are embarking on our international journey with the aim to become the world’s best unique goods trading platform.

**The Challenge**
Wallapop is looking for a Payments Risk Analyst to join its growing Trust and Safety team. Our goal as a team is to boost our users' trust by preventing fraudulent activity and protect Wallapop from abusers.

Reporting to the Trust and Safety Manager, you will be in charge of keeping our users and business safe of fraud related to payments.

**What You Will Do**

Identify new fraud patterns, make recommendations and follow up the initiatives to reduce risk.

Understand the current threats and risks in payments by creating fraud data assessment and vulnerability diagnosis.

Develop the vision and manage the execution of the Payment Risk roadmap

Prevent and detect potential fraud across all payment verticals

Understand impact of payments risk policy on Wallapop (trade-off between loss mitigation and good user experience)

Establish effective cross-functional relationships with Payments, Operations, Business, Product and Engineering to address new threats in payments.
**What We’re Looking For**

This role calls for a combination of proven experience working in payments risk and comfort working with data.

You have at least 2 years experience in risk in payments or transactional fraud risk.

You have an analytical mind, with experience working with spreadsheets and SQL.

You have the ability to build effective relationships with cross-functional partners.

You have excitement about working in a constantly changing work environment, and willingness to independently problem-solve in it.

You have a bachelor’s degree in Engineering, Economics, Business, Criminology or equivalent practical experience. You are fluent in both English and Spanish.

Do note that all our jobs are Barcelona based. We work in a mostly remote capacity offering great flexibility to our employees, but we believe in the power of getting together regularly in our office. As a first iteration, we expect a 4+ day/month office attendance for which the specifics are decided on a team level.

Wallapop is an equal opportunity employer. We celebrate diversity and are committed to creating an inclusive environment for all employees as we want Wallapop to be a place for everyone.

Additionally to the opportunity to contribute to an agile product set up and work together towards achieving our meaningful mission, we offer the following **Perks & Benefits**:

- An international team operating in 2 official working languages (English & Spanish), there is never a dull day in our team
- Brand-new, modern and inspirational office space with stunning views and a sunny terrace. All built with sustainable and recyclable materials
- TOP hardware of your choice (latest Apple or Windows)
- 26 holidays per year
- Flexible working hours + intensive Fridays
- Generous individual learning budget of 2k per year + our very own Wallalibrary
- Group and individual English & Spanish lessons as part of our working day
- Private Health Insurance with Cigna
- Flexible remuneration to deduct from gross salary (kindergarten/food/transport check)
- TeamBuilding activities and branded Merchandising
- AndJoy Gym plan + virtual sports classes
- Referral Program & Charity Donation
- Extended newborn & adoption leave
- Bonus for weddings & newborns
- Wallarenta (Tax income support)
- Monthly plan for free shipping, bumps & home-pick-up on our services
- Surprise gifts when celebrating birthdays
- Wallanniversary loyalty program
- 30EUR as part of your monthly payroll to contribute towards your WIFI
- One-off payment based on compensation package to go towards setting up your wallahome office
- Relocation package (monetary support and legal advice), if applicable

What does the **hiring process **look like? **Please, note that all interviews take place remotely over hangouts.**

**Intro Call** - run by talent acquisition. It will take 30-45 minutes and will focus on giving you more information about the role and the company as well as going over your experience and expectations.
**Test Stage** - you will be assigned a take-home challenge that should be completed within 7 days / which is aimed at assessing your technical skil