Liquidity Analyst

**GROUP BNP PARIBAS**

BNP Paribas Group is the top bank in the European Union and a major international banking establishment. It has close to 185,000 employees in 65 countries. In Spain we are more than 5,100 employees within 13 business lines.

**INFINITY FINANCE HUB**:
BNP Paribas EMEA Finance employs 500 employees, of which more than 325 are based in Madrid. We manage more than 250 BNP Paribas entities from all over Europe, covering +60% of Group’s balance sheet and all group’s banking activities (Corporate & Investment Banking, Retail Banking, Personal Finance and other financial services activities )

Our mission is to measure, control and explain all the financial indicators required to monitor accounting, tax, regulatory, liquidity, credit risk reporting and management result activities.

**ABOUT THE JOB**:
MISSION

Within BNPP Finance, SALT-R is part of SMR, covering the following global missions:
Prepare financial indicators in accordance with the requirements of regulators and standards in force

Monitor and steer performance at Group, Division, Group Function level.

SALT-R is more particularly responsible to produce Liquidity and Resolution reporting and indicators, for the Group as well as for sub perimeters, of which the French Liquidity waiver, several geographical areas, and other sub-groups.

SALT-R is a joint venture between BNP Paribas Finance and ALMT HO, at central level, whose deliverables are mainly intended for:
Externally: the ECB, the SRB and the JST (Joint Supervisory Team, composed ECB and ACPR people) for Regulatory and Supervisory reporting and analysis

Internally: the CFO and the General Management of the Group, including for steering issues.

SALT-R has a strong relationship with all the Divisions contributing to Group indicators, covering CIB (Global Markets, Global Banking, BP2S), Domestic Markets and IFS (International Financial Services) as well as ALMT Head Office as a partner and a contributor.

The main indicators / reporting produced by SALT-R are:
LCR: 1 month Short Term Stressed liquidity ratio;

Maturity Ladder (bucketed balance sheet)

Regulatory Counterbalancing Capacity

NSFR: 1 year stable funding ratio

Asset Encumbrance

TLAC and MREL ratios and associated resolution reporting

Wholesale funding indicators

Other indicators as concentration,

Deposits & Loans follow up

Balance sheet by currency

RESPONSIBILITIES

SALT-R Department is at the early stage of its transformation project. Therefore, the job requests profiles looking for challenging situations and creation of new opportunities. Adaptability and relationship skills are even more necessary in the context of work at home due to the sanitary crisis.

He/she will perform:
Internal / external reporting production, analysis, and validation on liquidity & balance sheet resources for Actual and Forecast/Budget exercises

Coordination and contribution to ad hoc analysis, regulatory and methodological evolutions, steering studies

Coordination with liquidity stakeholders as Businesses, Regional Finances, ALMT Head Office, Norms, Controls, Risk, and systems (mainly FRESH) departments

Promotion of process efficiency, transversality, and digitalization

Involvement in the organization model implementation, cross border and integrated

**REQUIREMENTS**:
Studies

Business School or University graduate, master’s in finance/mathematics

**EXPERIENCE**:
Minimum 3/5 years of financial and/or management experience, previous experience in an Audit/Banking/Finance/Regulatory environment is a plus

Languages

English speaking is mandatory

French is a plus

**SKILLS**:
Technical

Knowledge of Financial Institutions Balance sheet

Knowledge of Liquidity Resources and Performance Indicators is a plus

Knowledge of a reporting process

Capacity to use several of the following office tools in a proficient manner

BI (data story, data management) knowledge is a plus

Tableau, PowerBI, SQL, SAS, Python knowledge is a plus

Project participation and/or leading when normative, systems, steering or any other improvement or evolution are required

Strong knowledge of Global Market/CIB products and businesses

Transversal & Behavioral

Effective analytical, organizational, and problem-solving skills

Rigorous and flexible mindset:
Strong sense of organization, ability to prioritize tasks and meet deadlines

Permanent improvement / adaptation and documentation of processes, controls, and data quality

Strong communication skills, both written and verbal

Teamwork & communication skills:
Actively propose and implement agreed improvements, share knowledge, and best practices

Team player

Ability to share appropriate information with the management body

Develop partnership with all the stakeholders of the liquidity stream at reporting, systems, normative, controls & data quality levels

Ability to work in a changing environment from a regulatory, steering, economic standpoints

Involvement into BNP PARIBAS new Finance organization