Senior Backend Engineer I

**Join our expanding engineering team**

**We're continuing to hire multiple Senior Backend Engineers (I, II & III) as we scale our growing FinTech team at M-KOPA. Build sophisticated event-driven microservices that unlock financial inclusion across Africa.**

**The Impact** : Your code will directly power technology solutions for millions of people across Africa who've been excluded from traditional financial services. **We've already helped over 7 million customers access over $2 billion in credit.** It's your chance to be part of something that's literally transforming lives across an entire continent

**Link to Impact report**: M-KOPA Impact Report 2025: Pathways to progress

**The Opportunity**:
**Mission-driven engineering**: Every service you build helps expand financial inclusion for under-banked populations

**Global recognition**: Join a company named by TIME 100 as one of the world's most influential and by the Financial Times as Africa's fastest-growing for 4 consecutive years (2022-2025)

**Scale challenges**: Build backend systems serving millions across multiple African markets

**Environmental impact**: We're carbon-negative, having displaced over 2.1 million tonnes of emissions

**Fully distributed**: Work remotely with diverse teams across UK, Europe, and Africa

**What You'll Do**:
At M-KOPA, you'll build sophisticated event-driven microservices with real-world impact. Our engineering teams own their solutions end-to-end - from architecture decisions to production monitoring. Join us in combining cutting-edge.NET development with purpose-driven engineering that makes digital and financial inclusion possible across Africa.

**Technical Environment**:
**Modern C# Stack**: We use predominantly C# written against the latest.NET stack

**Microservices & Cloud**: We favour microservices hosted on Azure using Kubernetes

**Event-Driven Architecture**: We are constantly iterating towards a completely decoupled, event-driven architecture

**Mixed Environment**: We have both legacy services and greenfield microservices

**Your On-boarding Journey**: When you join, you'll participate in our Internal Engineering Bootcamp - an immersive on-boarding experience with our staff engineering group. You'll deep-dive into our event-driven architecture, explore our engineering practices, and understand how we approach building systems at scale. We invest in getting you up to speed properly from day one.

**Our Engineering Approach**:
We're looking for**low-ego, experienced engineers**who collaborate exceptionally well and embrace continual learning. As an engineer, you'll work as a collaborator, with more senior members coaching and contributing, placing emphasis on:

- High quality output
- Observability and monitoring
- Automated testing in all environments, including production
- Infrastructure as code and DevOps practices
- Knowledge sharing and collaborative problem-solving

**What You Need**:
We expect you to be comfortable working as part of a team which owns the entire software stack, including supporting infrastructure, throughout the entire software lifecycle - from inception through production to decommissioning under a DevOps culture. You'll value the constraints that continuous delivery places upon engineering processes and embrace testing and observability as first-order concerns in development.

**Required Experience**:

- Strong grasp of C#.NET development
- Experience with Event-Driven Systems
- Microservices architecture experience
- Testing and deployment expertise
- DevOps culture mindset
- Proven ability to collaborate effectively in distributed teams
- Continuous learning mindset and openness to feedback

**Location & Benefits**:

- ** Fully remote role** within UTC -1 to UTC +3 time zones
- Work with diverse teams distributed across UK, Europe, and Africa
- Personalised training budget to support your development
- Home office setup budget
- Internal Engineering Bootcamp: Join our staff engineering group for an immersive onboarding where you'll deep-dive into our event-driven architecture and engineering practices
- Professional development programs and coaching partnerships
- Family-friendly policies and flexible working arrangements
- Well-being support and career growth opportunities

**Our Mission**:
We create financial inclusion for the traditionally excluded through a fair, flexible, customer-centric financing model. We strive to drive greater inclusion of women, youth, and low-income communities.

**Our Impact**:
Our technology has created measurable change:

- ** Connected**: 2.5 million first-time mobile internet users connected
- ** Prosperous**: 70% of customers use M-KOPA products for income generation, with 35,000 livelihoods created for agents
- ** Green**: 2.1 million tonnes of CO₂ avoided through clean energy products and e-mobility, with over 127,000 circular economy products provided

**Ready to build C#.NET solutions that create real-world financial inclusion?**

**Wh