Campus - Internship Programme - Credit Risk Management Intern - 2025 (Madrid)

**You Lead the Way. We’ve Got Your Back.**

At American Express, our culture is built on a 175-year history of innovation, shared
values
and Leadership Behaviors, and an unwavering commitment to back our customers, communities, and colleagues. As part of Team Amex, you'll experience this powerful backing with comprehensive support for your holistic well-being and many opportunities to learn new skills, develop as a leader, and grow your career. Here, your voice and ideas matter, your work makes an impact, and together, you will help us define the future of American Express.

You’ll have the opportunity to develop a range of skills and networks, collaborate on challenging projects that deliver value to our business and customers, learn about our award-winning culture and network across our diverse business units and regions. You’ll become part of a collaborative and inclusive workplace as you build on your technical and interpersonal skills, hear from senior leadership through our Global Speaker Series, be responsible for your own live project, and learn first-hand how we deliver for our customers.

**Overview of BU/Team***:
CFR is the Credit & Fraud strategy management team, we are playing 1LoB role to manage the Credit and Fraud Strategies on the
end to end
customer life cycle. From new accounts credit risk strategy up to customer management strategies and collection strategies.

**The intern will**:
Participate in the Credit Risk Management goals at cluster remit, Spain, Netherlands and Nordics.

**Key Skills and Qualifications**:
**Analytical and Technical Skills**:
a
individual's financial health and its ability to repay debt.

Data Proficiency: Proficiency in software like Microsoft Excel is essential. Familiarity with programming languages like Python or R and data visualization tools like Tableau is often a significant plus.

**Interpersonal Skills**:
Communication: Clear and concise communication, both written and verbal, is vital for presenting analysis and findings.

Attention to Detail: Credit risk analysis requires meticulous attention to detail to ensure accuracy in calculations and reports. A small error can have a large impact on a risk assessment.

Problem-Solving: The ability to think critically and solve complex problems is key to identifying potential risks and developing mitigation strategies.

**Educational Background**

Most interns pursuing this role are working towards a
Bachelor's or master’s

**More information**:
Location: Madrid

Starting Date: Monday 27 October

Duration: 12 months

Hours: 35 hours per week

**For Recent Graduate Students**:
Alongside your internship you will be enrolled on
programme
coordinated by Fundación Universidad
Empresa
(FUE). This
programme

To
enroll
the
programme

**For Undergraduate Students**:
If you are an undergraduate or
masters
student, you must be in your final year of
study
and your university will need to agree that you can commit to 35hours per week. Please ensure you check this with your university prior to applying.

We back you with benefits that support your holistic well-being so you can be and deliver your best. This means caring for you and your loved ones' physical, financial, and mental health, as well as providing the flexibility you need to thrive personally and professionally:

- Competitive base salaries
- Bonus incentives
- Support for financial-well-being and retirement
- Comprehensive medical, dental, vision, life insurance, and disability benefits (depending on location)
- Flexible working model with hybrid, onsite or virtual arrangements depending on role and business need
- Generous paid parental leave policies (depending on your location)
- Free access to global on-site wellness centers staffed with nurses and doctors (depending on location)
- Free and confidential counseling support through our Healthy Minds program
- Career development and training opportunities