Senior Product Manager Barcelona
hace 1 mes
Stenn is one of the leading FinTechs in Europe and a category leader in the verticals and markets it operates in. Founded in 2015, Stenn’s purpose is to connect international SMEs to the global financial system, helping to bridge a reported $3.6 trillion (USD) financing gap through a fast, simple online platform. To date, Stenn has enabled over $18 billion (USD) of finance to SMEs in 3 verticals and 4 markets, with capital provided by several blue-chip banks and institutional fund managers across the globe.Rapid expansion continues at Stenn, as under-served SMEs seek financing solutions to manage significant macroeconomic and supply chain disruption; and this follows our $50 million Series A fundraise in 2022, valuing Stenn at $900 million.Our HQ is in London with employees across the globe, including the USA, Europe and China. We are made up of diverse, highly skilled professionals who work in an innovative way to develop and drive our business further. Our people are empowered to work autonomously through a trusting leadership style which encourages learning.The Role:We’re seeking an experienced and strategic Senior Product Manager to take a leading role in the development and management of Stenn’s credit risk function for our Revenue Based Financing (RBF) product. You will help drive Stenn’s risk strategy while ensuring we deliver innovative and scalable solutions for our business customers. With a deep understanding of credit risk and business lending—ideally within working capital or revenue-based financing—you will play a key role in ensuring our platform remains at the forefront of financial technology. You will lead the charge in building a robust risk framework that balances customer growth with sound credit decisioning, leveraging advanced data analytics and cutting-edge technology. This role is ideal for a structured, forward-thinking product leader with a passion for managing risk, navigating complex regulatory environments, and transforming how financial products operate.Key Responsibilities:Define and execute the vision, strategy, and roadmap for credit risk management across Stenn’s RBF product, aligning with overall business objectives.Identify and own broad problems for which you’ll be accountable for solutioning, execution and value creation.Collaborate closely with colleagues in Risk, Sales, Marketing, Decision Science and external partners to identify, prioritize, and address key risks, ensuring customer and regulatory needs are met.Build out data insights in partnership with the Data team to help track the impact of the features you build.Shape the design and management of Stenn’s financial products to mitigate credit risk while creating growth opportunities for mid-market customers.Who You Are:Risk Management Expert: You have a strong understanding of credit risk, particularly in the business lending or revenue-based financing space, with proven experience designing and scaling risk frameworks.Strategic Thinker: You can break down complex risk challenges and design innovative, scalable solutions that deliver value while protecting the business.Data-Driven: You’re skilled at using data to guide product decisions, leveraging advanced analytics to assess and manage risk effectively.Business Acumen: You have the ability to align risk management with broader business goals, identifying opportunities for growth while ensuring sound risk policies.Collaborative Leader: You can effectively partner with cross-functional teams and external stakeholders to deliver risk solutions that meet business, regulatory, and customer needs.Problem Solver: You thrive in fast-paced environments, with the adaptability and creativity to navigate changing conditions while still delivering high-quality results.Basic Qualifications:5+ years of Product Management experience with a focus within the business lending or working capital space.Proven business sense - you can see how impacting one lever in a sophisticated system affects many others.Proven passion for building and launching products at scale.Not afraid to dive into metrics and data, whether it's to diagnose a problem, evaluate a solution, or propose a new critical metric, leveraging your experience with analytics tools.Preferred Qualifications:Deep expertise in credit risk management for revenue-based financing or working capital financing products.Proven ability to collaborate with data science and risk teams to develop innovative, data-driven credit models.A track record of building and launching successful global products for mid-market business customers.Strong understanding of regulatory environments and compliance requirements within the financial services industry.At Stenn, we believe that every team member deserves to feel like they belong. We foster a culture of inclusivity, respect, and collaboration where everyone's unique perspectives are valued. Join us and be part of a team where you can thrive and grow, both professionally and personally.
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