Senior Credit Risk Analyst
hace 1 mes
We are seeking a seasoned Senior Credit Risk professional with expertise in credit risk analytics, statistical modelling, and credit risk management in the banking sector. The ideal candidate should also have significant experience working with credit cards, including risk assessment, portfolio management, and lifecycle analytics. As a Senior Credit Risk Analyst, you will play a crucial role in developing credit risk analytics area in the bank.Key Responsibilities:Collect and analyse data from various sources, including internal systems and Credit Bureaus, to identify trends, patterns, and opportunities and propose changes in credit policy or marketing activities.Develop and implement changes to balance risk and profitability for credit card products.Actively participate in the credit limit management process, monitoring its performance and proposing changes to the strategy as needed.Develop and maintain statistical models, e.g., scorecards for credit risk area.Provide actionable insights and recommendations to stakeholders based on data analysis, helping them make informed decisions and drive business growth.Collaborate with teams within decision and analytics area and other ones in different geographical locations.Effectively communicate complex analytical findings and insights to both technical and non-technical stakeholders through presentations, reports, and visualizations.Qualifications and Experience:Bachelor's degree in a relevant field such as Mathematics, Statistics, Economics, Quantitative Methods, Computer Science, or Engineering. A Master's degree is preferred.Minimum of 3 years of experience in analytics or a data science field.Experience in the financial sector is required, especially in retail credit risk.Deep understanding of credit card products, including risk and profitability drivers.Proven experience in credit limit management processes (e.g., setting, monitoring, adjusting).Excellent analytical and problem-solving skills, with a strong attention to detail. Algorithmic and creative approach to solving problems.Proven track record of delivering impactful insights and recommendations based on data analysis.Fluent English to be able to collaborate with colleagues from other countries.Skills:Proficiency in data modelling methodologies and statistical analysis techniques.Practical knowledge from the German, the UK, and Spanish markets will be a plus.Knowledge of programming languages such as Python or R is preferred.Excellent knowledge of SQL for data extraction and manipulation.Experience in predictive modelling using logistic regression will be a plus.Good communication and presentation skills, with the ability to translate complex data into clear and actionable insights.Ability to work effectively in a fast-paced, dynamic environment, managing multiple priorities and meeting deadlines.Department: Risk & Decision AnalyticsRole: Senior Credit Risk AnalystLocations: MálagaRemote status: Hybrid
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Senior Credit Risk Analyst
hace 1 mes
España buscojobs España A tiempo completoTF Bank was founded in Sweden in 1987 with the purpose of offering finance solutions to customers who ordered goods from mail order catalogs. Over time, the Group has grown both in terms of product offerings, revenues, and geographic presence. TF Bank prioritises organic growth under controlled conditions, and expansion occurs within carefully selected...
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Senior Credit Risk Analyst
hace 1 día
España SumUp Inc. A tiempo completoAt SumUp, we're on a mission to empower small businesses across the globe by providing simple and affordable tools that allow them to thrive. Today, over 4 million businesses in 36 markets rely on SumUp as their financial partner to manage payments, finance, and customer relationships.SumUp's Lending team is looking for a Senior Credit Risk Analyst to take...
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Senior Credit Risk Analyst Risk
hace 1 mes
España TF Bank AB A tiempo completoWe are seeking a seasoned Senior Credit Risk professional with expertise in credit risk analytics, statistical modelling and credit risk management in the banking sector. The ideal candidate should also have significant experience working with credit cards, including risk assessment, portfolio management, and lifecycle analytics. As a Senior Credit Risk...
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Senior Credit Risk Analyst
hace 1 semana
España SumUp A tiempo completoAt SumUp, we're on a mission to empower small businesses across the globe by providing simple and affordable tools that allow them to thrive. Today, over 4 million businesses in 36 markets rely on SumUp as their financial partner to manage payments, finance and customer relationships.SumUp's Lending team is looking for a Senior Credit Risk Analyst to take us...
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Credit Risk Analyst
hace 3 meses
España The Outsourced Recruitment Company A tiempo completoWe are looking for an experienced Credit Analyst to join our client on a 6 month contract based in Poland. The ideal candidate will have a strong background in finance and accounting, with expertise in credit analysis and risk assessment. Proficiency in French is essential, as you will be working with international clients across various regions. Credit...
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Credit Risk Analyst
hace 1 mes
España buscojobs España A tiempo completoWe are looking for an experienced Credit Analyst to join our client on a 6 month contract based in Poland.The ideal candidate will have a strong background in finance and accounting, with expertise in credit analysis and risk assessment. Proficiency in French is essential, as you will be working with international clients across various regions.Credit...
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Credit Risk Governance and Regulatory Assurance
hace 7 días
España Santander A tiempo completoCredit Risk Governance and Regulatory Assurance Senior Analyst Country: Spain **RIESGOS está buscando un/a Credit Risk Governance and Regulatory Assurance Senior Analyst para nuestras oficinas en Boadilla del Monte** **POR QUÉ DEBERÍAS CONSIDERAR ESTA OPORTUNIDAD** **Riesgo de crédito, Riesgo de tipos de interés, Riesgo de liquidez, Riesgo...
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Credit Risk Analyst
hace 2 semanas
España Page Personnel Italia spa A tiempo completoCategoria: Financial ServicesLuogo di lavoro: Milano e provinciaPer primaria realtà bancaria con sede a Milano, siamo alla ricerca di una figura di Credit Risk Analyst da inserire con un contratto a Tempo Indeterminato - CCNL Credito.La risorsa si occuperà di:Misurazione costo del Rischio e calcolo ImpairmentAnalisi di scenario/stress testing,...
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Credit Rating Analyst
hace 2 meses
España Ethikos 3.0 A tiempo completoWould you like to help increase the financial inclusion of small businesses? Would you like to grow your career with a company that cares about making a positive impact on society? At Ethikos, we are looking for a Credit Rating Analyst, bilingual in French, for the first European Rating Agency specialised in SMEs, based in Madrid.What tasks will you...
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Senior Credit Risk Officer
hace 2 semanas
España ING Bank A tiempo completoSenior Credit Risk Officer Apply locations Madrid (Vía de los Poblados) time type Full time posted on Posted 4 Days Ago job requisition id REQ-10086800 At ING we are looking for Senior Credit Risk Officer Your role and work environment: We are looking for a talented and enthusiastic Senior Credit Risk Officer to join our Credit Risk Team Wholesale Banking...
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Senior Credit Risk Officer
hace 3 semanas
España ING Bank N.V. A tiempo completoAt ING we are looking for Senior Credit Risk OfficerYour role and work environment:We are looking for a talented and enthusiastic Senior Credit Risk Officer to join our Credit Risk Team Wholesale Banking Spain & Portugal (based in Madrid).The responsibility of this team is the advice and decision making of tailored (lending) transactions for our key WB...
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Credit Analyst
hace 1 mes
España buscojobs España A tiempo completoSANTANDER CONSUMER FINANCE is looking for a Credit Analyst, based in our UTRECHT office.WHY YOU SHOULD CONSIDER THIS OPPORTUNITYAt Santander (www.santander.com) we are key players in the transformation of the financial sector. Do you want to join us?Santander Consumer Finance focuses on business development related to consumer finance products, sales...
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Risk Oversight Analyst
hace 4 semanas
España Santander A tiempo completoRisk Oversight AnalystCountry: SpainSantander Consumer Finance S.A. is looking for a Risk Oversight Analyst, based in our Boadilla del Monte office.WHY YOU SHOULD CONSIDER THIS OPPORTUNITYAt Santander, we are key players in the transformation of the financial sector. Do you want to join us?Santander Consumer Finance focuses on business development related to...
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Model Risk Oversight Analyst
hace 4 semanas
España Santander A tiempo completoModel Risk Oversight Analyst - Country: SpainSantander Consumer Finance S.A. is looking for a Model Risk Oversight Analyst, based in our Boadilla del Monte office.WHY YOU SHOULD CONSIDER THIS OPPORTUNITYAt Santander, we are key players in the transformation of the financial sector. Do you want to join us?Santander Consumer Finance focuses on business...
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Head of Credit Risk Governance
hace 2 meses
España TF Bank A tiempo completoAs the Head of Credit Risk Governance, you will be responsible for developing and overseeing the credit risk governance framework to ensure effective management of credit risk across all TF Bank's products. This role involves creating and maintaining policies, procedures, and controls to mitigate credit risk, while ensuring compliance with regulatory...
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Head of Credit Risk Governance
hace 1 día
España TF Bank AB A tiempo completoAs the Head of Credit Risk Governance, you will be responsible for developing and overseeing the credit risk governance framework to ensure effective management of credit risk across all TF Bank’s products. This role involves creating and maintaining policies, procedures, and controls to mitigate credit risk, while ensuring compliance with regulatory...
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España Santander A tiempo completoSCIB ADMISSION FINANCIAL INSTITUTIONS CREDIT RISK SR. ANALYST Country: Spain **SCIB está buscando un/a ADMISSION FINANCIAL INSTITUTIONS CREDIT RISK SR. ANALYST para nuestras oficinas en BOADILLA DEL MONTE.** **POR QUÉ DEBERÍAS CONSIDERAR ESTA OPORTUNIDAD** **Santander Corporate & Investment Banking (SCIB) **es la división global de Santander que da...
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Head of Credit Risk Governance
hace 2 meses
España TF Bank A tiempo completoAs the Head of Credit Risk Governance, you will be responsible for developing and overseeing the credit risk governance framework to ensure effective management of credit risk across all TF Bank’s products. This role involves creating and maintaining policies, procedures, and controls to mitigate credit risk, while ensuring compliance with regulatory...
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Credit Risk Data Analyst
hace 2 semanas
España Matchtech A tiempo completoJoin one of the biggest Financial Services companies in Europe. Be part of a creative, dynamic and flexible team. Take advantage of your experience and evolve your career.Key skills required for this roleOur client, a prominent player in the financial sector, is currently seeking a Risk Data Analyst to join their team on a permanent basis.Key...
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Senior Corporate Analyst
hace 3 semanas
España Page Personnel A tiempo completoJob Title: Senior Corporate AnalystA full-service European rating agency is looking for a Senior Corporate Analyst.Minimum Requirements:Minimum 3 years of experience, preferably as a credit risk analyst.This agency focuses on middle market corporate, project finance, structured finance, financial entities, and sovereign debt ratings.Responsibilities:Lead the...