Principle Product Manager

Principle Product Manager - Payments Strategy Founded in 2005, Payoneer is the global financial platform that removes friction from doing business across borders, with a mission to connect the world’s underserved businesses to a rising global economy. We’re a community with over 2,500 colleagues all over the world, working to serve customers, and partners in over 190 countries and territories. By taking the complexity out of the financial workflows–including everything from global payments and compliance to multi-currency and workforce management, to providing working capital and business intelligence–we give businesses the tools they need to work efficiently worldwide and grow with confidence. Location: Madrid,SpainHybridFull-time Role summary We are seeking a highly experienced and strategic Payments Product Manager to join our team, focusing on the critical and evolving Money Movement domain. In this pivotal role, you will be instrumental in identifying, developing, and driving strategic opportunities for our global money movement capabilities, shaping the future of how businesses send, receive, and manage funds internationally. This is a unique opportunity to operate at a strategic level, influencing our product roadmap and capabilities across various teams and regions, and directly contributing to our growing business. What you'll do: Global Money Movement Strategy: Define and lead the strategic vision, roadmap, and OKRs for our global money movement initiatives, identifying unmet needs, market shifts, and competitive opportunities. Opportunity Identification & Incubation: Work extensively with internal and external stakeholders (e.g., business development, sales, risk, compliance, regional product teams, financial partners, industry experts) to uncover and evaluate new money movement opportunities and use cases across diverse geographies and customer segments. Strategic Initiative Leadership: Drive the end-to-end lifecycle of strategic money movement initiatives from ideation and detailed problem definition to strategic solutioning, stakeholder alignment, and successful handoff to development teams. Cross-Functional Influence & Alignment: Act as a central orchestrator, fostering seamless collaboration and alignment across global product teams, engineering, design, legal, compliance, operations, and go-to-market functions to ensure cohesive execution of money movement strategies. Market & Competitive Intelligence: Maintain a deep understanding of the global payments landscape, including emerging trends, regulatory changes, and competitor strategies leveraging insights to inform our strategic direction. Complex Problem Solving: Tackle highly ambiguous and complex problems within global money movement, breaking them down into actionable insights and strategic product directions. Data-Driven Decision Making: Champion a data-centric approach, utilizing market research, user insights, and business metrics to validate hypotheses, prioritize initiatives, and measure the impact of strategic decisions. Thought Leadership: Represent the Money Movement domain internally and externally, articulating the value proposition and strategic direction to senior leadership, partners, and the broader industry. Who you are: 9+ years of proven product management experience, with a significant focus on global payments, cross-border money movement, or related fintech domains Demonstrated track record of defining and driving strategic product initiatives from conception through successful execution in a fast-paced, global environment Proven track record of working with banks and financial institutions to design and deliver value-added services, establish strategic partnerships, and drive collaborative product development initiatives Deep technical understanding of complex financial systems, global