Deputy Money Laundering Reporting Officer

Deputy Money Laundering Reporting Officer (DMLRO) - SpainJoin to apply for the Deputy Money Laundering Reporting Officer (DMLRO) - Spain role at WiseCompany DescriptionWise is a global technology company, building the best way to move and manage the world’s money.Min fees. Max ease. Full speed.Whether people and businesses are sending money to another country, spending abroad, or making and receiving international payments, Wise is on a mission to make their lives easier and save them money.As part of our team, you will be helping us create an entirely new network for the world's money.Job DescriptionMore about our mission and what we offer.We're looking for a Deputy MLRO to help us set up our Spanish branch from the ground up. You will join our growing team and support the Money Laundering Reporting Officer (MLRO) and the Country Manager in mitigating financial crime risks. You will help us to design an effective financial crime compliance framework for Wise, which includes AML, CTF, ABC, Sanctions, Fraud, KYC/CDD, and EDD. This role requires you to play a key part in ensuring robust controls are in place, aligned with Spanish regulatory obligations, and to actively collaborate with first line teams, product development, and other key stakeholders in global teams.What You'll Be DoingDeputise for the MLRO when necessary, ensuring strong oversight of financial crime operations across AML/CTF, Fraud and SanctionsOversee the suspicious activity reporting processes, including establishing standards for receiving internal reports, making final decisions, and submitting external reports (SARs) to the relevant Reporting AuthorityMaintain and oversee the financial crime policy framework and program, ensuring alignment with relevant and local regulatory requirementsHorizon scan for new financial crime regulations and guidance, identifying emerging regulatory developments, and overseeing the implementation of necessary changesProvide assurance and challenge to First Line of Defence (1LoD) teams on financial crime controls, ensuring they are effective and aligned with Wise’s risk appetite and regulatory standardsSupport product and business teams by advising on financial crime compliance for new products and features, ensuring controls meet requirements from the outsetCoordination and response to information requests from Internal Audit and the External ExpertCreation of risk assessment reports, both for the Branch's self-assessment and for the launch of new productsSupport the creation and delivery of content shared with regulators (e.g. SEPBLAC's Annual Statistical Requirement), and support the MLRO as a liaison to the Financial Intelligence Unit and law enforcement bodiesYou’ll Have The Opportunity ToParticipate in the set up of the Wise EU Spanish Branch from the ground upDevelop an in-depth knowledge of Wise's customers and products and be part of our mission to make money without bordersHelp keep our Products safe and compliantChoose your own path to impact and success – you’ll be part of the compliance team of our Branch in Spain but you will be empowered to have ownership from day oneWhat You’ll Bring7+ years of experience in financial crime compliance, specifically in AML/CTF, with experience in fast-paced environments highly preferredIn-depth knowledge of relevant rules and regulations, including what local regulators expect in terms of industry standardsDomain expertise in Spanish financial crime regulations, risk management frameworks, and control environments, particularly in AML (KYC/CDD, Transaction Monitoring, Suspicious activity reporting, etc), CTF and FraudDemonstrable experience designing and proactively challenging processes and controls to promote a compliant yet practical approach to building and maintaining productsYou have thought deeply about the Wise's mission and how it intersects with complianceStrong communication skills and the ability to make a logical, persuasive argument for relevant teams, fairly representing the regulatory requirements and risksAdditional InformationIf you want to find out more about what it's like to work at Wise visit Wise.Jobs. Keep up to date with life at Wise by following us on LinkedIn and Instagram.We believe teams are strongest when they are diverse, equitable and inclusive. We’re proud to have a truly international team, and we celebrate our differences.Inclusive teams help us live our values and make sure every Wiser feels respected, empowered to contribute towards our mission and able to progress in their careers.Seniority levelMid-Senior levelEmployment typeFull-timeJob functionFinance and SalesReferrals increase your chances of interviewing at Wise by 2x#J-18808-Ljbffr