Underwriting Leader

**Who we are**American International Group, Inc. (AIG) is a leading global insurance organization. Building on 100 years of experience, today AIG member companies provide a wide range of property casualty insurance, **Accidents & Health** insurance, retirement solutions, and other financial services to customers in more than 80 countries and jurisdictions. These diverse offerings include products and services that help businesses and individuals protect their assets, manage risks and provide for retirement security.**Make your mark in Underwriting**AIG underwriting teams help to find insurance solutions in areas including Financial Lines, **Accidents & Health,** Property, Casualty, Specialty Lines, Cyber, Multinational Clients, and High Net Worth individuals. We are reimagining how we help customers to manage risk, transforming our operating model, and reshaping our role responsibilities and career pathways. The goal is to unlock the full potential in each colleague – empowering our people to grow as insurance professionals and add more value to our customers and AIG.**How you will create an impact / Job Responsibilities**Underwriting Leader - A&H Iberia is responsible for profitable growth and disciplined management of the **Accident & Health** portfolio across Portugal and Spain. The role leads the Iberian underwriting team, ensures adherence to underwriting standards, and acts as the primary contact for brokers, clients, and regional A&H leadership.Responsibilities:* Drive profitable growth and own full P&L for the Iberia A&H portfolio, including underwriting new business, renewals, quotes, and other transactions.* Own the A&H portfolio performance for Portugal and Spain* Lead a team of underwriters; conduct performance reviews, set KPIs, and deliver training on technical underwriting and pricing discipline.* External: Understanding of the local insurance broker community, plus the ability to build strong relationships with brokers and clients.* Internal: Build and maintain appropriate, strong, and effective business relationships with key stakeholders (Claims, Operations, Legal, Risk and Distribution Teams.)* Identify growth opportunities and drive pipeline activity* Lead renewal strategy to maximize retention* Ensure governance, pricing adequacy, and underwriting discipline* Represent Iberia needs to EMEA A&H leadership and support regional initiatives. Able to internally engage with Local & Regional Leadership.* Drive a culture that promotes collaboration, diversity, and inclusion* Proficient knowledge of key regulatory requirements.**What you’ll need to succeed - Job profile*** Extensive and strong underwriting experience in A&H or related lines (Group and Individual PA, Travel, Expat Medical, Specialty Business, Affinity, among others).* Proven leadership in a matrix environment with strong people development skills* Strong knowledge of the Iberian insurance market and broker landscape* Portfolio discipline and problem‑solving orientation (willingness to roll up one's sleeves to get the job done)* Strong oral and written communication skills.* Language skills: Business-fluent Spanish and English required; professional proficiency in Portuguese strongly preferred* Strong analytical, decision‑making, and negotiation capabilities* Underwriting excellence and commercial awareness (proactive business development mindset).* Integrator: Collaborate with multiple technical, functional, distribution and client/broker management resources, local, regional, and global, across the wider business.* Good organizational and time management skills.* Customer and Sales orientated behaviours: motivated, tenacious, focused, technically skilled, proactive, and accountable.* Willing to travel within Iberia up to 25% of time* Takes personal responsibility for career development.**We are an Equal Opportunity Employer**### It has been and will continue to be the policy of American International Group, Inc., its subsidiaries and affiliates to be an Equal Opportunity Employer. We provide equal opportunity to all qualified individuals regardless of race, colour, religion, age, gender, gender expression, national origin, veteran status, disability or any other legally protected categories. At AIG, we believe that diversity and inclusion are critical to our future and our mission – creating a foundation for a creative workplace that leads to innovation, growth, and profitability. Through a wide variety of programs and initiatives, we invest in each employee, seeking to ensure that our people are not only respected as individuals, but also truly valued for their unique perspectives.At AIG, we value in-person collaboration as a vital part of our culture, which is why we ask our team members to be primarily in the office. This approach helps us work together effectively and create a supportive, connected environment for our team and clients alike.**Enjoy benefits that take care of what matters**At AIG, our people are our greatest asset. We know how important it is to protect and invest in what’s most important to you. That is why we created our Total Rewards Program, a comprehensive benefits package that extends beyond time spent at work to offer benefits focused on your health, wellbeing and financial security—as well as your professional development—to bring peace of mind to you and your family.**Reimagining insurance to make a bigger difference to the world**American International Group, Inc. (AIG) is a global leader in commercial and personal insurance solutions; we are one of the world’s most far-reaching property casualty networks. It is an exciting time to join us — across our operations, we are thinking in new and innovative ways to deliver ever-better solutions to our customers. At AIG, you can go further to support individuals, businesses, and communities, helping them to manage risk, respond to times of uncertainty and discover new potential. We invest in our largest asset, our people, through continuous learning and development, in a culture that celebrates everyone for who they are and what they want to become.**Welcome to a culture of inclusion**We’re committed to creating a culture that truly respects and celebrates each other’s talents, backgrounds, cultures, opinions and goals. We foster a culture of inclusion and belonging through learning, cultural awareness activities and Employee Resource Groups (ERGs). With global chapters, ERGs are a cornerstone for our culture of inclusion. The talent of our people is one of AIG’s greatest assets, and we are honored that our drive for positive change has been recognized by numerous recent awards and accreditations.*AIG provides equal opportunity to all qualified individuals regardless of race, color, religion, age, gender, gender expression, national origin, veteran status, disability or any other legally protected categories.*AIG is committed to working with and providing reasonable accommodations to job applicants and employees with disabilities. If you believe you need a reasonable accommodation, please send an email to Area:UW - UnderwritingAIG Europe S.A. (Spain branch)#J-18808-Ljbffr