English speaking Credit Risk Analyst
hace 3 días
The purpose of this role is to ensure accurate and data-driven provisioning across multiple European portfolios in accordance with IFRS 9 standards. The Credit Risk Analyst (Provisions Analyst) will contribute to the development and monitoring of PD, LGD and ECL models, ensure proper provisioning levels, and support business decisions through insightful analysis of portfolio performance across three product lines and twelve countries. This role requires close collaboration with colleagues from Risk, Finance, and other teams to align assumptions, improve model accuracy, and maintain consistent provisioning practices across the Group. Provision Modelling and Monitoring Support the development, monitoring, and enhancement of IFRS 9 models (PD, LGD, ECL). Perform quantitative analyses to assess provision adequacy and trends across portfolios. Analyze portfolio performance across multiple countries and product segments. Data Management and Reporting Extract, transform, and validate data from large-scale databases (SQL/Excel). Work closely with Finance, Risk, and Modelling teams to ensure consistency in model inputs, assumptions, and outputs. Support internal and external validation or audit processes. Master's degree in a quantitative field (Mathematics, Statistics, Economics, Finance, or related). Minimum 2 years of professional experience in credit risk or financial provisioning . Hands‐on experience with SQL (querying and transforming large datasets) and Excel (advanced formulas, pivot tables, data visualization). Experience with R or Python for statistical analysis and Power BI for dashboards is an advantage. Fluent in English, both written and spoken, for effective collaboration across countries. Analytical and detail-oriented: ensures accuracy and quality in data-driven outputs. Proactive and independent: takes ownership of analytical tasks with minimal supervision. Department Risk & Decision Analytics Role Credit Risk Analyst Locations Málaga Remote status Hybrid Employment type Full-time #
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Credit Risk Analyst
hace 3 días
España TF Bank A tiempo completoWe are looking for an analytical and detail-oriented professional to join our Provisions Modelling team. The purpose of this role is to ensure accurate and data-driven provisioning across multiple European portfolios in accordance with IFRS 9 standards. The Credit Risk Analyst (Provisions Analyst) will contribute to the development and monitoring of PD, LGD...
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España Medium A tiempo completoWe are currently looking for a Sr Director Analyst, Data Analytics, Data Governance and Risk in Spain. In this senior leadership role, you will act as a trusted advisor and industry thought leader for executive-level data and analytics leaders across Europe and beyond. You will develop influential research and insights that shape how organizations approach...
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