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Financial Account Associate
hace 2 meses
We are seeking a highly skilled Credit and Collections Specialist to join our team at Robinsons Land Corp - Robinsons Homes. The successful candidate will be responsible for handling the billing and collection process, ensuring timely and accurate payments from our clients.
Key Responsibilities- Account Servicing
- Attend to client inquiries and concerns regarding their accounts, including deferment of deposit of post-dated checks.
- Acknowledge and secure post-dated checks for safekeeping.
- Prepare and submit post-dated check warehousing text files to the bank and transmit physical checks.
- Monitor and reconcile maturing post-dated checks, prepare POS reports as needed, and ensure daily reconciliation with the bank.
- Set up accounts for clients with payments through Auto Debit Arrangement (BPI and BDO) and generate maturity reports.
- Prepare adjustment advice for collection requests, including standard discounts, due date movements, payment reclassifications, and restructuring.
- Prepare Affidavits of Release and Quitclaim for refund checks.
- Monitor daily inward returned checks reports from the bank and handle bounced checks for DM and SAP.
- Book In-house Financing transactions and evaluate the creditworthiness of clients for housing unit purchases.
- Prepare Certificate of Full Payment and Certificates of Purchase.
- Manage online and manual clearing sheets and prepare Statement of Accounts (SOA).
- Follow up on payment of delinquent accounts through phone calls, letters, and emails.
- Follow the approved collection process, including sending reminder letters, demand letters, and final demand letters.
- Document bounced checks, follow up on replacements, and send bounced check letters to clients.
- Process requests from clients, such as holding check deposits for withdrawal to the bank.
- Offer remedies to restructure accounts and prevent cancellation.
- Process deferment of cancellation requests from clients.
- Generate Past Due Reports (Ageing Reports).
- Track Active Accounts or Unpaid (Open) Accounts.
- Prepare Cancellation Reports and Analysis.
- Generate Collection Reports and Collection Efficiency reports.
- Track Maturing Post-dated Checks and Active Accounts.
- Prepare Bounced Check Reports.
- Track Fully Paid Accounts.
- Generate Joint Venture Sharing Reports.
- Other reports as assigned.
- Enroll and renew life and fire insurance and HGC for clients.
- Perform bank reconciliation and clean up unreceipted remittances and deposits.
- Monitor bank remittances from overseas clients and direct deposits from local clients.
- Replenish documents and receipts for RFCV.
- Monitor and consolidate reports of DCRs from Region.
- Tag cleared checks for Incentive check process.
- Prepare monthly RSC billing.