Senior Financial Analyst
hace 2 semanas
Job Summary:
We are seeking a highly skilled Senior Financial Analyst to join our team as an SBA Underwriter. As a key member of our lending team, you will be responsible for analyzing and evaluating SBA loan applications to ensure credit worthiness.
About the Role:
The successful candidate will have a strong background in financial analysis and credit review, with experience in SBA underwriting and commercial real estate lending. You will work closely with our clients to understand their financial needs and provide expert guidance on loan structures and terms.
Key Responsibilities:
- Analyze and evaluate SBA loan applications to ensure credit worthiness
- Prepare credit memoranda and risk assessments for loan committee review
- Review and evaluate borrower and guarantor financial information, including balance sheets, income statements, and credit reports
- Gather information on borrowers through inquiries and investigations with trade suppliers and other parties
- Negotiate loan structures and terms based on SBA and bank policies and guidelines
- Provide risk-rating grades for loans underwritten and evaluated
- Keep immediate supervisor informed of any issues or concerns relating to assigned loan transactions
Requirements:
To be successful in this role, you will need:
- A bachelor's degree in finance or a related field
- At least 5 years of experience in banking and/or financial analysis, with a focus on SBA underwriting and commercial real estate lending
- Advanced knowledge of SBA SOP, commercial, construction, and real estate financing
Estimated Salary Range:
$120,000 - $150,000 per year, depending on experience and qualifications.
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