Credit Examiner

{"Job Description": "Job Title: Credit Investigator As a Credit Investigator at Asialink Finance Corporation, you will play a crucial role in ensuring the integrity of our lending process. **Key Responsibilities:** * Conduct thorough investigations into the credit history and standing of individuals or businesses applying for loans * Review loan applications and requirements of loan applicants * Validate information through interviews with loan applicants * Verify personal and financial data, as well as credit history, through trade checking, bank verification, employment verification, inspecting collateral units, and credit investigations * Examine the payment history of applicants' previous or existing loans with other financial institutions * Prepare accurate and reliable Credit Approval Memorandum (CAM) * Submit the CAM on time to the Immediate Superior and Credit Committee for approval * Perform other work-related functions as assigned **Key Requirements:** * Open to fresh graduates without experience or senior high school graduates, provided they have a minimum of two (2) years of experience in loan/credit review or a related field * Knowledge of credit analysis and loans/credit operations will be an advantage * Owns a motorcycle and holds a valid driver's license * Willing to engage in fieldwork * Strong analytical, judgment, and decision-making skills * Innovative and creative in the approach to the loan/credit review process * Self-motivated with the ability to work independently in a fast-paced environment * Keen attention to detail and effective communication skills * Proficient in proper telephone etiquette and handling different personalities well **Job Types:** * Full-time * Fresh graduate **Benefits:** * Additional leave * Company Christmas gift * Company events * Opportunities for promotion * Paid training **Schedule:** * 8 hour shift * Holidays: Monday to Friday * Overtime **Supplemental Pay:** * 13th month salary * Bonus pay * Commission pay * Overtime pay * Performance bonus * Yearly bonus **Education:** * Bachelor's (Preferred) **Willingness to travel:** * 100% (Required) #J-18808-Ljbffr"}

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