Unsecured Lending Expert

Employee | Lending | Professional | Spain | Madrid | 2023-08-22 | REQ-10060542

**At ING we are looking for an Unsecured Lending Expert**

**Your role and work environment**:
We are looking for a talented and enthusiastic **Unsecured Lending Expert** **to join our our **Easy Financing Tribe,** expert in consumer lending (personal loans and credit cards)

The responsibility of this team is **increasing our portfolio of personal loans adding new clients and maintaining existing ones, by developing a line of attractive, competitive and easy products and services.**

You will help us to develop new customer features, seamless customer processes and new enablers to be faster in future developments.

Additionally, you will work on improving the processes linked to our activity.

**Your key responsibilities**:
Have an **end-to-end responsibility** to provide customers with the most reliable and innovative way to manage their financing needs with us, **focusing on delivering the new products and services when and how they need them, while leveraging the obsession with the brand and the banking customer.**

**On the other hand you will be responsible for developing new banking processes or improving existing ones in order to optimize the service we provide to our customers and, additionally, **meet our commitments to our customers.

Be the **“Business Guardian”** of your product/service working with Risk, Compliance, and Legal stakeholders, to make sure our products and services comply with regulation and policies.

**Work closely with customers** and key stakeholders to achieve the initiatives that respond to the vision, strategy and road map of ING Spain.

You are **passionate **about improving the customer’s experience in the different channels and have a broad knowledge on products and services strategy.

Have a **data mindset,** you observe what happens around you and what we are building and challenge or adapt if we are not going in the right direction.

Work in **Agile teams,** focusing always in delivering value to our customers in a fast way while continuously improving the way we work.

Be also an **active member** of a Chapter supporting in improving the way of working and where you work on your craftsmanship.

Be a **team player.** You are actively involved in the maintenance, development and realization of (new) services & functionalities. As an expert, you will deliver all the necessary business know-how and skills within the Squads to realize the shared Tribe purpose.

As a CJE you will report to a Chapter Lead

**What are we looking for?**

Want to know if this job is made for you? These are some of the qualities that we value the most for this role. And if the shoe fitsdon’t hesitate to apply
- Master or bachelor’s degree with a minimum of 10 -15 years of professional experience in the banking sector
- Strong experience as Project manager, backlog management, roadmap refinementwith a minimum of 10 -15 years
- With product management skills linked to unsecured lending products: personal loans and credit card
- Understanding processes from an IT point of view
- Strong digital, analytical and strategic thinking skills
- Customer focused and results-oriented person
- Great organizational, oral and written communication skills
- Strong ability to make effective presentations: effective story telling, excellent power point skills.
- Passionate about innovation, new market trends and future thinker
- Able to work in an autonomous way, to take initiative and to make things happen with a can-do attitude
- With strong knowledge about Agile Wow
- Problem solving and strategic mindset
- Good team player, willing to collaborate with different people
- Very good oral and written English skills
- Ability to work at an international level
- Ability to align stakeholders
- Able to drive engagement, creating climate to motivate people
- Versatility and experience in several business domains is a plus

**What do we offer?**

The time you spend at work, the challenges you face or the lessons you get are very important, butWhat about your personal life? At ING we want your work to fulfill you in every way, and that is why we take care of even the smallest details.

Check out what is waiting for you

**Flexible schedule and 100% flexible e-working.**

Work or e-work? We have a totally flexible model: keeping both our customers and your colleagues in mind, you can choose the one that best suits you all.

**Restaurant card.**

So that thinking about what to have for lunch doesn’t take up your time or your cravings.

**Our house will be your home.**

In our offices you can find electric mobility solutions, doctor, hairdresser, gym, urban orchard, The Good Service (to help you with your errands) and much more

**Life insurance.**

We hope you don't need to use it

**Health insurance.**

For you and all your family (spouse/partner and children).

**Flexible remuneration.**

In addition, you will enjoy our flex