Risk Analyst

hace 2 semanas


Madrid, España Deutsche Bank A tiempo completo

**Job Description**:
Job Responsibilities

Main responsibilities and tasks are:

- Responsible of the full credit analysis process of a credit portfolio of Corporates with annual turnover above € 150m, including industry analysis of the sectors in which the Corporates under his/her responsibility operate, financial forecast and scenario analysis, etc
- Review, assess and decide on the different credit requests under his/her delegated credit authorities
- Present credit requests to the relevant credit managers or to senior credit officers with higher delegated credit authorities as appropriate
- Analyze and review credit requests with the Relationship Managers. Assess and evaluate additional credit opportunities and suggest and recommend alternatives to those credit requests not meeting credit requirements
- Support Relationship Managers in their customer meetings, supporting also the Relationship Managers, product specialists and other CRM and Business teammates in sharing and transferring all his/her knowledge of the counterparties and industries under his/her responsibility
- Required to develop all the tasks proactively and maintaining professional relationships with all his/her teammates in the Risk function, locally and globally, and with the Business, Infrastructure and support areas
- The job position offers the opportunity to develop relationships across all DB Group and to communicate verbally and in written the results of his/her work to the different stakeholders in the organization, including Senior Management within CRO Spain

Experience

Preferably minimum 5 years experience in credit risk analysis with deep knowledge of banking and credit products, including structured transactions (Syndicated Loans, Leveraged Finance, LBO/MBO, etc)

Professional background and Skills
- Preferably Bachelor / Degree in Business Administration, Economy or Engineering
- Fluent in English, both written and spoken
- Strong financial background and demonstrated skills to perform cash flows analysis. Strong capabilities on credit risk analysis, both at qualitative and quantitative level
- Highly motivated, proactive and efficient
- Capable of managing multitask and to work under significant pressure
- Flexible, self-sufficient and innovative, with strong organizational skills that allow him/her to take ownership and responsibility to achieve the agreed targets
- Excellent communication skills both verbally and written and both in English and Spanish, with the ability to fluently communicate at all levels
- Ability to work under multidisciplinary and multicultural environments, including team work

Our values define the working environment we strive to create - diverse, supportive and welcoming of different views. We embrace a culture reflecting a variety of perspectives, insights and backgrounds to drive innovation. We build talented and diverse teams to drive business results and encourage our people to develop to their full potential. Talk to us about flexible work arrangements and other initiatives we offer.


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