Credit Risk Analyst
hace 7 meses
**4finance Group** is one of Europe’s largest digital consumer lenders.
For more than 15 years we have been **providing fast and convenient financial solutions in a digital world.**
Leveraging automation and data-driven insights, 4finance provides convenient products in a **responsible** way. We offer various types of loans, designed to meet our customers’ needs.
At 4finance, we have an **entrepreneurial** mindset, **strive for excellence**, yet **keep things simple**. Our business is driven by leading edge technology and our talented **people** - the most important ingredient of our success. 4finance has created a supportive, rewarding and empowering environment, where employees can grow their talent. We are proud to have a global network of leading experts, who are driven by passion to deliver.
**We love what we do**
**Join our team** We are looking for a **Credit Risk Analyst** in **Albasanz Office**
**Key responsibilities**:
- Enhancing risk strategy across the credit lifecycle, including origination, scorecard cut-off management, affordability assessment, limit management, and cross-product pre-approval
- Actively managing the risk and reward balance of credit risk strategy for our portfolio in the UK, utilizing internal and external data, and scoring models
- Understanding and developing key metrics to assess the performance of risk strategies
- Generating and delivering presentations on credit risk performance and significant trends
- Participating (providing business requirements) in building credit scoring models to drive growth and improve efficiency of the processes across the company
- Interaction with DWH, marketing, collection, reporting and IT
**Your profile**:
- Bachelor's/Master’s degree in a quantitative discipline such as mathematics, economics, computer science
- Some experience in unsecured credit risk lending and strategy development within consumer lending organizations
- Experience working with large data sets and using analysis/modelling to drive business results
- Experience with databases (SQL) and MS Excel skills
- Preferably, knowledge of Python for data analysis
- Ability to communicate clearly and concisely in English (verbally and written)
- You are organized, detail-oriented, self-motived and creative professional
- Local resident of Spain or ready for relocation to Spain (Madrid)
**We are offering**:
- Challenging projects that you will have the real impact on
- Employee development program to support you in your personal and professional development
- The best team and great colleagues
- Teambuilding and company events
- Employee benefits
- Relocation package
- Salary up to 4000 EUR gross per month
- On-site work
**Employment type**: Permanent
-
Credit Risk Analyst
hace 13 horas
Madrid, España Ayvens A tiempo completo.¡Si te apasiona el mundo de la automoción ésta es tu oportunidad para seguir desarrollando tu carrera en una empresa multinacional!Ayvens, líder mundial en movilidad sostenible, cuenta con una comunidad global diversa de 15.700 empleados y presencia directa en 44 países.Ofrecemos una amplia gama de servicios: renting, suscripción flexible, gestión de...
-
Credit Risk Analyst
hace 3 días
Madrid, España Ayvens A tiempo completo¡Si te apasiona el mundo de la automoción ésta es tu oportunidad para seguir desarrollando tu carrera en una empresa multinacional!Ayvens, líder mundial en movilidad sostenible, cuenta con una comunidad global diversa de 15.700 empleados y presencia directa en 44 países.Ofrecemos una amplia gama de servicios: renting, suscripción flexible, gestión de...
-
Credit Risk Analyst
hace 3 días
Madrid, España Ares Consultores A tiempo completoCredit Risk AnalystCountry: SpainSantander Consumer está buscando un/a Credit Risk Analyst, para nuestras oficinas en Boadilla del Monte.POR QUÉ DEBERÍAS CONSIDERAR ESTA OPORTUNIDADSantander Consumer Finance provee servicios y soluciones tecnológicas y de procesos al negocio de financiación al consumo del Grupo Santander (Santander Consumer Finance)...
-
Credit Risk Analyst
hace 3 días
Madrid, España Ayvens A tiempo completo¡Si te apasiona el mundo de la automoción ésta es tu oportunidad para seguir desarrollando tu carrera en una empresa multinacional!Ayvens, líder mundial en movilidad sostenible, cuenta con una comunidad global diversa de 15.700 empleados y presencia directa en 44 países.Ofrecemos una amplia gama de servicios: renting, suscripción flexible, gestión de...
-
Senior Credit Risk Analyst
hace 1 mes
Madrid, España Tf Bank A tiempo completoWe are seeking a seasoned Senior Credit Risk professional with expertise in credit risk analytics, statistical modelling, and credit risk management in the banking sector. The ideal candidate should also have significant experience working with credit cards, including risk assessment, portfolio management, and lifecycle analytics. As a Senior Credit Risk...
-
Credit Risk Analyst
hace 4 días
Madrid, España Ayvens A tiempo completo¡Si te apasiona el mundo de la automoción ésta es tu oportunidad para seguir desarrollando tu carrera en una empresa multinacional!Ayvens, líder mundial en movilidad sostenible, cuenta con una comunidad global diversa de 15.700 empleados y presencia directa en 44 países. Ofrecemos una amplia gama de servicios: renting, suscripción flexible, gestión de...
-
Credit Risk Analyst
hace 4 días
Madrid, España Ayvens A tiempo completo¡Si te apasiona el mundo de la automoción ésta es tu oportunidad para seguir desarrollando tu carrera en una empresa multinacional!Ayvens, líder mundial en movilidad sostenible, cuenta con una comunidad global diversa de 15.700 empleados y presencia directa en 44 países. Ofrecemos una amplia gama de servicios: renting, suscripción flexible, gestión de...
-
Corporate Credit Risk Analyst
hace 12 horas
Madrid, España Winning A tiempo completoFrom Winning Selection we looking for a Credit Risk Analyst profile to join an important Financial Entity in Madrid. **Role Purpose and Key responsibilities**: - Performs the financial analysis needed to assess the credit risk of each counterparts. Draft the Credit Application and submits it to the Decision-making body. - Reports relevant information...
-
Corporate Credit Risk Analyst
hace 3 días
Madrid, España Winning A tiempo completoFrom Winning Selection we looking for a Credit Risk Analyst profile to join an important Financial Entity in Madrid. **Role Purpose and Key responsibilities**: - Performs the financial analysis needed to assess the credit risk of each counterparts. Draft the Credit Application and submits it to the Decision-making body. - Reports relevant information...
-
Senior Financial Analyst
hace 2 semanas
Madrid, Madrid, España Elavon A tiempo completoAbout the Role: We are seeking a skilled Senior Financial Analyst - Credit Risk to join our team in Madrid, Spain. As a key member of our credit analysis team, you will be responsible for conducting thorough credit analyses, gathering and interpreting credit information, and making informed credit decisions.
-
Senior Credit Risk Analyst
hace 1 mes
Madrid, España Tf Bank A tiempo completoWe are seeking a seasoned Senior Credit Risk professional with expertise in credit risk analytics, statistical modelling, and credit risk management in the banking sector. The ideal candidate should also have significant experience working with credit cards, including risk assessment, portfolio management, and lifecycle analytics. As a Senior Credit Risk...
-
Senior Risk Analyst
hace 2 semanas
Madrid, Madrid, España Selby Jennings A tiempo completoJob SummaryThis is an exciting opportunity for a Senior Risk Analyst to join our dynamic team as an Senior Risk Analyst - Credit IRB Modelling. The role involves developing and validating IRB credit risk models, as well as staying abreast of regulatory requirements.You will work closely with our clients to deliver impactful results, utilizing your...
-
Credit Analyst Risk Esg
hace 7 meses
Madrid, España BNP Paribas A tiempo completo**Mission** Environmental, Social and Governance (ESG) topics are areas of rapid and significant change, increasingly shaping how business is conducted, regulated, measured and reported on. From a risk management perspective, BNP Paribas considers that ESG factors are risk drivers that may have potential impacts on existing risks such as credit,...
-
Credit Analyst Risk Esg
hace 4 días
Madrid, España BNP Paribas A tiempo completo**Mission** Environmental, Social and Governance (ESG) topics are areas of rapid and significant change, increasingly shaping how business is conducted, regulated, measured and reported on. From a risk management perspective, BNP Paribas considers that ESG factors are risk drivers that may have potential impacts on existing risks such as credit,...
-
Credit Risk Analyst
hace 3 semanas
Madrid, España The Outsourced Recruitment Company A tiempo completoWe are looking for an experienced Credit Analyst to join our client on a 6 month contract based in Poland. The ideal candidate will have a strong background in finance and accounting, with expertise in credit analysis and risk assessment. Proficiency in French is essential, as you will be working with international clients across various regions.Credit...
-
Credit Rating Analyst
hace 3 semanas
Madrid, España Ethikos A tiempo completoWould you like to help increase the financial inclusion of small businesses? Would you like to grow your career with a company that cares about making a positive impact on society? At Ethikos, we are looking for a Credit Rating Analyst, bilingual in French, for the first European Rating Agency specialised in SMEs, based in Madrid.What tasks will you perform...
-
Credit Rating Analyst
hace 2 semanas
Madrid, España Ethikos A tiempo completoWould you like to help increase the financial inclusion of small businesses? Would you like to grow your career with a company that cares about making a positive impact on society? At Ethikos, we are looking for a Credit Rating Analyst, bilingual in French, for the first European Rating Agency specialised in SMEs, based in Madrid.What tasks will you perform...
-
Credit Rating Analyst
hace 7 meses
Madrid, España Ethikos 3.0 A tiempo completoWould you like to help increase the financial inclusion of small businesses? Would you like to grow your career with a company that cares about making a positive impact on society?At Ethikos, we are looking for a Credit Rating Analyst, bilingual in French, for the first European Rating Agency specialised in SMEs, based in Madrid.What tasks will you perform...
-
Senior Credit Risk Analyst
hace 2 días
Madrid, España Ebury A tiempo completo**Ebury is a FinTech success story, positioned among the fastest-growing international companies in its sector.** Founded in 2009, we are now positioned among the fastest-growing companies in the sector. Headquartered in London, we have more than 1000 staff covering over 50 nationalities (and counting!) working across more than 27 offices worldwide and...
-
Credit Risk Analyst
hace 7 días
Madrid, Madrid, España Fitch Ratings A tiempo completoFitch Ratings is seeking a highly skilled Credit Risk Analyst to join our European Structured Finance team. We offer a competitive salary of $120,000 per year, commensurate with experience.**Job Description:**As a Credit Risk Analyst, you will be responsible for analyzing transactions in line with Fitch's rating criteria and providing high-quality credit...
