Ratings Associate

hace 1 semana


Madrid, España Moody's A tiempo completo

Moody's is a global integrated risk assessment firm that empowers organizations to make better decisions.

**Description**:
The Rating Associate will work with lead analysts in assigning and monitoring credit ratings; researching, drafting, and publishing research; and other activities. The Rating Associate will perform an evaluation of credit risk by integrating credit risk inputs prepared by internal and external parties. In conducting credit analysis for their assigned credits, transactions, or credit reviews. The Rating Associate are expected to participate in rating committee discussions and interact with issuers and other market participants, in collaboration with lead analysts.

The Rating Associate role is integral to Moody’s focus on ratings accuracy, research, and market outreach. The Rating Associate role will typically focus primarily on one rating group, with the potential for cross-training in and/or work for other rating groups.

**Responsibilities**:
Portfolio Management & Credit Quality
Working with lead analysts by performing day-to-day credit analysis related to ratings, research, presentations, and investor outreach. Examples of analytical work may include:

- Reviewing financial spreadsheets and charts, analyzing data and financial statements, building and updating financial forecasts, and writing analytical commentary in accordance with Moody’s methodologies.
- Developing a working knowledge of credit fundamentals through a review of components such as transaction documentation, cash flow analysis, or loss allocation rules.
- Performing analytical tasks related to portfolio reviews and other credit projects.
- Collaborating with lead analysts in preparing the first draft of rating committee memos.
- Developing the ability to understand and identify key factors that affect issuer credit ratings. Interpreting and analyzing financial data and other credit inputs provided by internal and external parties.
- Monitoring credit quality and issuer and/or industry trends by following market developments and relevant news events, analyzing issuer reporting (including, in some rating groups monitoring and attending earnings calls), and engaging with issuers directly for follow-up clarification and information.
- Attending and participating in rating committee meetings, including to offer analysis and opinion where appropriate. Preparing credit estimates analysis used to assess elements of credit risk in certain rated transactions.

Research, Investor Outreach & Market Interaction
- Contributing to the first draft of core research (such as credit opinions, issuer and sector comments, press releases, pre-sale, and new issue reports) in collaboration with lead analysts.
- Contributing to research strategy, including idea generation and preliminary drafting, and adhering to Moody’s research standards.
- Attending investor briefings and issuer meetings as required; helping prepare presentation materials in some cases; arriving prepared to engage in discussions.
- Building positive relationships with issuers displaying initiative to understand the issuer’s business and proactively responding to issuer inquiries.

Credit Administration
- Operating applicable ratings and research systems and utilizing software specific to the rating group.

Coaching & Guidance
- Providing guidance in the delegation of work to the data processing team.
- Actively managing workload pipeline to provide sufficient time for completion. Seeking guidance from the manager where needed to determine how to prioritize work.
- Providing feedback to the manager on the quality and accuracy of work produced by the data processing team, while providing constructive and proactive feedback.

Risk Identification and Escalation
- Ensure compliance with applicable laws, regulations, policies, and procedures to certify relevant key codes as required. Complete mandatory required training in a timely manner.
- Awareness of Moody’s risk management approach.
- Ensure high quality of work free errors.

**Qualifications**:

- Minimum undergraduate/first-level degree (e.g. Bachelor’s Degree, or equivalent qualifications) with strong academic performance (in the US, minimum GPA of 3.0).
- Some relevant experience (including internships) is preferred.
- Excellent verbal, written communication, and interpersonal skills.
- Proficient in MS Excel, Word, and PowerPoint
- Proactive and able to work effectively in a collaborative team environment.
- Strong organization skills, analytical thinking, and attention to detail.
- Ability to adapt to a changing environment and prioritize tasks accordingly.
- Some understanding of fixed income markets and/or credit knowledge is preferred.
- Accounting knowledge with a strong focus on financial analysis (e.g. through coursework, CFA or equivalent, or relevant work experience is preferred.
- Economic research or relevant credit research experience preferred.
- Strong knowledge of macroeconomic principles.



  • Madrid, España Moody’S Corporation A tiempo completo

    .Ratings Associate- Corporate Finance Group Ratings Associate- Corporate Finance Group EmailExperience Level: Experienced HireCategories:Credit Analysis & ResearchLocation(s):Calle Principe de Vergara, 131, 6 Planta, Madrid, 28006, ESMoody's is a developmental culture where we value candidates who are willing to grow. So, if you are excited about this...


  • Madrid, Madrid, España S&P Global A tiempo completo

    S&P Global RatingsAssociate, Corporate Ratings - Chemicals, Building Materials & ConstructionThe Team: The Chemicals, Building Materials & Construction team has analysts across various offices including London, Paris, Frankfurt, Milan, Madrid and Johannesburg and is responsible for rated entities across Europe and Africa. We are a dynamic team covering...


  • Madrid, España S&P Global A tiempo completo

    S&P Global Ratings Associate, Corporate Ratings - Chemicals, Building Materials & Construction **The Team**: The Chemicals, Building Materials & Construction team has analysts across various offices including London, Paris, Frankfurt, Milan, Madrid and Johannesburg and is responsible for rated entities across Europe and Africa. We are a dynamic team...


  • Madrid, España Moody'S Investors Service A tiempo completo

    .Experience Level: Experienced HireCategories:- Credit Analysis & ResearchLocation(s):- Calle Principe de Vergara, 131, 6 Planta, Madrid, 28006, ESMoody's is a developmental culture where we value candidates who are willing to grow. So, if you are excited about this opportunity but don't meet every single requirement, please apply! You may be a perfect fit...


  • Madrid, España Moody'S A tiempo completo

    Moody's is a developmental culture where we value candidates who are willing to grow.So, if you are excited about this opportunity but don't meet every single requirement, please apply!You may be a perfect fit for this role or other open roles.Moody's is a global integrated risk assessment firm that empowers organizations to make better decisions.At Moody's,...


  • Madrid, España Moody'S Investors Service A tiempo completo

    Experience Level: Experienced Hire Categories: Credit Analysis & Research Location(s): Calle Principe de Vergara, 131, 6 Planta, Madrid, 28006, ES Moody's is a developmental culture where we value candidates who are willing to grow. So, if you are excited about this opportunity but don't meet every single requirement, please apply! You may be a perfect fit...


  • Madrid, España Moody'S Investors Service A tiempo completo

    Experience Level: Experienced HireCategories:Credit Analysis & ResearchLocation(s):Calle Principe de Vergara, 131, 6 Planta, Madrid, 28006, ESMoody's is a developmental culture where we value candidates who are willing to grow. So, if you are excited about this opportunity but don't meet every single requirement, please apply! You may be a perfect fit for...


  • Madrid, España Moody's A tiempo completo

    Moody’s is a developmental culture where we value candidates who are willing to grow. So, if you are excited about this opportunity but don’t meet every single requirement, please apply! You may be a perfect fit for this role or other open roles. Moody's is a global integrated risk assessment firm that empowers organizations to make better decisions. ...


  • Madrid, Madrid, España Moody's A tiempo completo

    Moody's is a developmental culture where we value candidates who are willing to grow. So, if you are excited about this opportunity but don't meet every single requirement, please apply You may be a perfect fit for this role or other open roles. Moody's is a global integrated risk assessment firm that empowers organizations to make better decisions. At...


  • Madrid, Madrid, España Moody'S Investors Service A tiempo completo

    Experience Level: Experienced HireCategories: Credit Analysis & Research Location(s): Calle Principe de Vergara, 131, 6 Planta, Madrid, 28006, ES Moody's is a developmental culture where we value candidates who are willing to grow. So, if you are excited about this opportunity but don't meet every single requirement, please apply You may be a perfect fit for...


  • Madrid, España Moody's A tiempo completo

    Moody’s is a developmental culture where we value candidates who are willing to grow. So, if you are excited about this opportunity but don’t meet every single requirement, please apply! You may be a perfect fit for this role or other open roles. Moody's is a global integrated risk assessment firm that empowers organizations to make better decisions. ...


  • Madrid, España Moody's A tiempo completo

    Moody's is a developmental culture where we value candidates who are willing to grow. So, if you are excited about this opportunity but don't meet every single requirement, please apply! You may be a perfect fit for this role or other open roles.Moody's is a global integrated risk assessment firm that empowers organizations to make better decisions.At...


  • Madrid, Madrid, España Moody's A tiempo completo

    Moody's is a developmental culture where we value candidates who are willing to grow. So, if you are excited about this opportunity but don't meet every single requirement, please apply You may be a perfect fit for this role or other open roles.Moody's is a global integrated risk assessment firm that empowers organizations to make better decisions.At...


  • Madrid, España Moody's A tiempo completo

    Moody's is a developmental culture where we value candidates who are willing to grow. So, if you are excited about this opportunity but don't meet every single requirement, please apply! You may be a perfect fit for this role or other open roles.Moody's is a global integrated risk assessment firm that empowers organizations to make better decisions.At...


  • Madrid, Madrid, España Moody's A tiempo completo

    Moody's is a developmental culture where we value candidates who are willing to grow. So, if you are excited about this opportunity but don't meet every single requirement, please apply You may be a perfect fit for this role or other open roles.Moody's is a global integrated risk assessment firm that empowers organizations to make better decisions.At...


  • Madrid, Madrid, España Moody's Investors Service A tiempo completo

    Experience Level: Experienced HireCategories:Credit Analysis & ResearchLocation(s):Calle Principe de Vergara, 131, 6 Planta, Madrid, 28006, ESMoody's is a developmental culture where we value candidates who are willing to grow. So, if you are excited about this opportunity but don't meet every single requirement, please apply You may be a perfect fit for...

  • Age Ratings Producer

    hace 2 meses


    Madrid, España 2K A tiempo completo

    **Who We Are** **JOIN OUR QA STUDIO IN MADRID!** Founded in 2005, 2K Games is a global video game company, publishing titles developed by some of the most influential game development studios in the world. Our studios responsible for developing 2K's portfolio of world-class games across multiple platforms, include Visual Concepts, Firaxis, Hangar 13,...

  • M&T Compliance Associate

    hace 22 horas


    Madrid, España Morningstar Credit Ratings, Llc A tiempo completo

    .Monitoring & Testing team is embedded in the Global Controls team, within the Compliance department.The Role: Morningstar is currently seeking a Compliance Associate to manage monitoring & testing program for our ESG (Sustainalytics) & Indexes business. Additionally, the Compliance Associate will carry out key monitoring activities within the scope of the...

  • Senior Analyst

    hace 1 semana


    Madrid, España S&P Global A tiempo completo

    S&P Global Ratings Senior Analyst (previously titled Associate), Structured Finance **The Team**: This position sits within the EMEA Structured Finance Team. You would be reporting in to the Structured Finance Analytical Manager, working closely with a number of highly experienced industry specialists. **The Impact**: S&P Global Ratings is seeking an...

  • Associate Analyst 3

    hace 4 semanas


    Madrid, España Moody's A tiempo completo

    **The Role** The Associate Analyst 3 (AA3) will work with lead analysts in assigning and monitoring credit ratings; researching, drafting, and publishing research; and other activities. The AA3 will perform an evaluation of credit risk by integrating credit risk inputs prepared by internal and external parties. In conducting credit analysis for their...