Credit Risk Analyst
hace 2 semanas
Importante compañía multinacional busca incorporar de manera indefinida a un/a Analista de Créditos con mínimo 3 años de experiência en la posición y un nível fluido de inglés (mínimo C1).
**Funciones**:
- Obtención de la información necesaria para la correcta realización del análisis del Crédito.
- Actualización de la información financiera y de impagados en la base de datos de Créditos.
- Realización de análisis financiero.
- Elaboración del informe final.
- Toma de decisiones sobre el dictamen del Crédito o recomendación al Comité de Créditos local o a LPCorp
en función del nível de autoridad aplicable.
- Colaboración en la gestión de aprobaciones.
- Atención al departamento comercial y contestación a las solicitudes de información y dudas de clientes.
- Gestión de los proyectos asignados por el Manager del Departamento.
- Interlocución, hablada y escrita, con el Departamento de Créditos de LPCorp (envío de información,
reportes, conciliaciones, solicitudes de análisis fuera de la autoridad local, etc.)
- Realización de informes, análisis y estadísticas relacionados con las funciones del departamento.
- Actualización periódica de los ratings de clientes conforme a las políticas locales y corporativas.
- Colaboración en el desarrollo, mantenimiento y actualización de sistemas de scoring para clientes.
- Asistencia al Manager en la preparación de los Comités de Créditos.
- Colaboración en cualquier otra tarea requerida por aplicación de las políticas, normas e instrucciones ya
sean locales o corporativas.
- Mantenerse al tanto de las noticias y tendencias financieras.
- Participar en proyectos de los diferentes departamentos y colaborar activamente en la definición de procesos y procedimientos que ayuden a mejorar la calidad del área.
- Elaborar y automatizar informes de seguimiento de recobro y gestión de cartera en impago, proporcionando valoraciones cuantitativas y cualitativas de evoluciones y tendencias para la toma de decisiones.
- Conocer y aplicar el marco regulatorio, tanto desde el punto de vista de capital como de provisiones.
- Aplicar metodologías de medición de riesgo de crédito, así como todo el ciclo de este riesgo: admisión, análisis, seguimiento, recuperaciones, herramientas...
**Requisito**:
Si eres graduado/a en ADE/Finanzas o similar, cuentas con un mínimo de 3 años de experiência como Analista de Créditos y posees un nível alto de inglés para poder tener una fluida interlocución, inscríbete en la oferta y haz carrera en una compañía líder
Importante compañía multinacional busca incorporar de manera indefinida a un/a Analista de Créditos con mínimo 3 años de experiência en la posición y un nível fluido de inglés (mínimo C1).
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