Loan Product Owner

Nebeus is an all-in-one fintech platform to effortlessly merge multi-currency payments, IBANs, cryptocurrency services, and cutting-edge payment cards, empowering users globally to navigate their dynamic digital work lifestyles. Nebeus’ vision is rooted in financial inclusivity, where everyone, regardless of location, can securely and simply manage their finances while monetizing their skills and talents. Key facts:Founded in 2014, backed by ex-VC executives, Seedrs, and the UK government's Future Fund. Nebeus is a multi-cultural and international team based in London and Barcelona.

AtNebeus, we are redefining access to credit through innovative financial solutions backed by crypto-assets and smart technology. We are looking for aLoan Product Ownerto take full ownership of our most critical and revenue-generating product:Loans. This is a high-impact, high-visibility role where you will lead the entire lifecycle of our borrowing products — from strategy and design to execution, optimization, and scale. You will play a key role in ensuring our loan offerings arescalable, secure, compliant, competitive, and deeply aligned with user needs and company goals.

What You’ll Be Responsible ForTakeend-to-end ownershipof Nebeus’ loan products: strategy, roadmap, delivery, iteration, and growth. Lead the development and expansion of our loan portfolio — including crypto-backed loans, personal loans, and future credit products. Define and prioritize the product roadmap and backlog to maximize business impact and user value. Collaborate closely with engineering, compliance, risk, design, operations, marketing, support, and the executive team.

Translate complex financial, technical, and regulatory requirements into actionable product specifications. Monitor and optimize key performance metrics: conversion, revenue, risk, retention, user behavior, and defaults. Deliver a seamless, high-quality user experience across the full loan lifecycle — from onboarding to repayment, collateral, liquidation, and support. Identify and capitalize on market trends in fintech, crypto, and lending to drive product innovation and expansion.

Partner with sales and marketing to ensure effective positioning, messaging, and adoption of loan products. Lead VIP client communications related to loan products, acting as a senior point of contact for high-value users and ensuring a premium, trust-driven experience. What You Bring3+ years of experience as a Product Owner or Product Manager in fintech, crypto, lending, or financial services. Proven track record of building, launching, and scaling credit or loan products (traditional, digital, or crypto-backed).

Deep understanding of lending mechanics: risk, pricing, collateral, repayments, and lifecycle management. Strong knowledge of crypto and blockchain technologies, particularly as applied to lending or collateralized products.

Experience

working in regulated environments and familiarity with AML, KYC, compliance, and legal frameworks. Commercial mindset: able to balance growth, user experience, risk management, and compliance. Excellent leadership, communication, and stakeholder management skills. Agile team experience, with the ability to bridge business needs and technical execution.

Bonus: experience in go-to-market planning, growth initiatives, and sales enablement. Why This Role Stands Out You’ll own the most important product at Nebeus — directly driving growth and core revenue. You’ll operate at the cutting edge offinance, crypto, regulation, and technology. Your work will have direct impact on the company’susers, strategy, and success.

You’ll work closely with senior leadership and enjoy true ownership, autonomy, and influence. You’ll be building and scaling financial products that have the potential to transform how people access credit globally. What We OfferA full-time permanent contract. 25 days’ holiday. A shorter work day on Fridays.

A brand new MacBook Refund of training courses relevant to your career and job at Nebeus. Regular on-site & off-site team events, summer & Christmas parties, and much more.