risk analyst

hace 2 semanas


Barcelona, Barcelona, España CAIXABANK A tiempo completo

¿QUÉ PROYECTOS DESARROLLAMOS?

El Área tiene como principales proyectos y funciones:

  • Análisis sectorial con visión integral de la cartera. Focalizado en energía, infraestructuras y real estate.
  • Identificación de eventos extraordinarios y análisis de impacto en la calidad crediticia de la cartera.
  • Seguimiento de portfolios con mayor perfil de riesgo en función de apalancamiento, estructura de la financiación, geografías, entre otros.
  • Análisis de evolución económico-financiera de financiación Project Finance.
  • Clasificación contable de contratos, cálculo de provisión y gestión proactiva de triggers en acreditados individualmente significativos.
  • Reportings periódicos a Órganos de Gobierno y Alta Dirección. Elaboración de informes con foco en perímetros de interés significativo.
  • Previsión escenarios de NPLs para perímetro análisis individual.
  • Participación en procesos de inspecciones supervisoras.
  • Gestión de auditorías externa e interna vinculadas al ámbito de análisis individualizado.
  • Evaluación y gestión proactiva de cambios regulatorios. Análisis de impacto en la cartera crediticia y colaboración en la implantación de procesos que contribuyan al cumplimiento normativo.

REQUISITOS MÍNIMOS:

  • Titulación superior en Ciencias Económicas/Empresariales. Se valorará MBA o similares.
  • Inglés hablado y escrito
  • Experiencia profesional en el ámbito de Riesgos y en concreto en el ámbito de Project Finance (Assets, Infra, Energía y Real Estate).
  • Compromiso con la formación y el desarrollo profesional.
  • Capacidad de análisis, rigor y síntesis.
  • Espíritu crítico, visión global y estratégica del cliente.
  • Entusiasmo, compromiso e implicación en el trabajo.
  • Capacidad de trabajo en equipo con habilidades de relación interpersonal.
  • Capacidad de adaptación al cambio en función de las prioridades del área.

COMPETENCIAS CLAVE:

  • Capacidad analítica y construcción de proyecciones financieras.
  • Análisis del entorno económico y sectorial, con objeto de establecer una valoración de su posición de riesgo.
  • Decisión del perfil de riesgos, clasificación contable y cálculo del deterioro
  • Dominio de herramientas office.
  • Participación en proyectos especiales en función de la cualificación profesional y experiencia acreditada.

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